Глобальный рынок банковских киосков – тенденции отрасли и прогноз до 2031 года

Анализ и размер рынка банковских киосков

Рынок банковских киосков переживает значительный рост, обусловленный достижениями в области сенсорных технологий, биометрической аутентификации и интеграции искусственного интеллекта. Эти киоски предлагают улучшенное обслуживание клиентов, снижают эксплуатационные расходы и улучшают доступность. Новейшие методы включают в себя бесперебойные транзакции самообслуживания и обработку данных в реальном времени, что обеспечивает эффективный и безопасный банковский опыт. Эта технологическая эволюция меняет банковский ландшафт.

Объем мирового рынка банковских киосков в 2023 году оценивался в 1,18 млрд долларов США, а к 2031 году, по прогнозам, он достигнет 7,34 млрд долларов США, при среднегодовом темпе роста 25,70% в прогнозируемый период с 2024 по 2031 год. Помимо аналитических данных о рынке, таких как рыночная стоимость, темпы роста, сегменты рынка, географический охват, участники рынка и рыночный сценарий, рыночный отчет, подготовленный командой Data Bridge Market Research, включает в себя углубленный экспертный анализ, анализ импорта/экспорта, анализ цен, анализ производства и потребления, а также анализ пестицидов.

Область отчета и сегментация рынка       

Определение рынка

Bank kiosks are self-service terminals found in bank branches, malls, or other public places. They allow customers to perform various banking transactions such as checking account balances, transferring funds, paying bills, and depositing checks without needing to interact with a teller. These kiosks enhance convenience and reduce wait times, offering 24/7 access to banking services.

Bank Kiosks Market Dynamics

Drivers

• Reduction in Human Error

Automated bank kiosks significantly reduce human error in financial transactions, driving market growth. Unlike manual processing by bank staff, which is prone to mistakes, kiosks ensure accuracy and efficiency. For instance, a customer depositing cash through a kiosk benefits from precise counting and instant acknowledgment, eliminating errors such as miscounting or data entry mistakes. This reliability boosts customer trust and satisfaction, further propelling the adoption of bank kiosks.

• Integration with Digital Banking

Integration of bank kiosks with digital platforms enhances market competitiveness by offering customers a seamless banking experience. For instance, customers can initiate transactions at a kiosk and seamlessly continue on their mobile app for further banking needs, ensuring continuity and convenience. This integration not only improves customer satisfaction but also strengthens the bank's brand loyalty, driving adoption and growth in the kiosk market.

Opportunities

• Increased Financial Inclusion

Increased financial inclusion through bank kiosks drives market growth by extending banking services to remote and underserved communities. For instance, in rural India, where physical bank branches are scarce, kiosks offer essential services such as deposit, withdrawal, and fund transfers. This accessibility fosters economic participation and stability, attracting more users and boosting demand for kiosk installations. As a result, banks expand their reach and enhance their market penetration in previously untapped regions, driving overall market growth.

• Enhanced Customer Experience

Enhanced customer experience through bank kiosks drives market growth by prioritizing convenience and satisfaction. With quick access to services such as cash withdrawals, deposits, and account inquiries, customers appreciate the efficiency and reduced wait times. For instance, banks deploying advanced kiosks equipped with biometric authentication and multilingual interfaces cater to diverse customer needs swiftly. Such enhancements not only streamline operations but also bolster customer loyalty, expanding the market for automated banking solutions.

Restraints/Challenges

• Technical Glitches and Downtime

Technical glitches and downtime in bank kiosks can severely disrupt service delivery, leading to customer dissatisfaction and potential revenue loss. These issues hinder market growth by undermining reliability and trust in kiosk-based banking services, impacting customer retention and discouraging further adoption in the financial sector.

• High Cost of Implementation

The significant initial setup costs, encompassing hardware, software, and infrastructure investments, present a substantial barrier for smaller financial institutions looking to adopt bank kiosks. This financial burden acts as a deterrent, limiting market penetration and adoption within this sector of the industry.    

This market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Recent Developments

• In October 2023, State Bank of India (SBI) launched a 'Mobile Handheld Device' to enhance banking accessibility for financially inclusive customers. This initiative aims to bring kiosk banking directly to customers' doorsteps, offering convenience and flexibility to Customer Service Point (CSP) agents, ensuring better service reach for customers facing access challenges
• In August 2023, Northwest Bank announced plans for a new digital banking kiosk at 1081 Million Dollar Highway, St. Marys. The kiosk features a 24/7 drive-up ATM for withdrawals, transfers, and deposits, alongside a Video Teller Machine (VTM) for live interactions. This setup enables seamless transactions and personalized service such as check cashing and loan payments
• In September 2020, Hitachi-Omron Terminal Solutions developed a currency disinfector for bank cash centers and branch offices, ensuring hygienic handling of banknotes amidst public health concerns, providing a critical solution for maintaining cleanliness and safety in cash handling environments
• In June 2020, Auriga introduced Bank4Me, part of their 'NextGenBranch' solutions, enabling remote banking with full access to bank services in a secure, self-service mode. Customers can interact with bank experts via video support, ensuring personalized assistance and secure transactions from anywhere

Bank Kiosks Market Scope

The market is segmented on the basis of type, offering, location, end-user, and distribution channel. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Type

• Single-Function Kiosk
• Multi-Function Kiosk
• Virtual/Video Teller Machine

 Offering

• Hardware
  • Printers
  • Thermal printer
  • Laser printer
  • Passbook printer
  • Display
  • Secure Keypad
  • Biometrics Reader
  • Card Reader
  • Others
• Software
• Service
  • Managed Services
  • Professional Services

 Distribution Channel

• Rural
• Semi Urban
• Urban
• Metropolitan

Location

• On-site
• Off-site

End-user

• BFSI
• Government

Bank Kiosks Market Regional Analysis/Insights

The market is analysed and market size insights and trends are provided by country, type, offering, location, end-user, and distribution channel as referenced above.

The countries covered in the market report are U.S., Canada and Mexico in North America, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, Rest of Europe in Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific (APAC) in the Asia-Pacific (APAC), Saudi Arabia, U.A.E, South Africa, Egypt, Israel, Rest of Middle East and Africa (MEA) as a part of Middle East and Africa (MEA), Brazil, Argentina and Rest of South America as part of South America.

Asia-Pacific is expected to dominate the bank kiosks market, driven by rapid expansion in the banking and financial services sector across the region. This growth underscores increasing demand for efficient and accessible banking solutions, enhancing customer convenience and service accessibility.

North America is expected to witness significant growth in the bank kiosks market during the forecast period, driven by the region's concentration of key players and technological advancements. This trend underscores North America's pivotal role in shaping the market's evolution.

The country section of the report also provides individual market impacting factors and changes in regulation in the market domestically that impacts the current and future trends of the market. Data points such as down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.

Competitive Landscape and Bank Kiosks Market Share Analysis

Конкурентная среда рынка содержит сведения о конкурентах. Включены сведения о компании, ее финансах, полученном доходе, рыночном потенциале, инвестициях в исследования и разработки, новых рыночных инициативах, глобальном присутствии, производственных площадках и объектах, производственных мощностях, сильных и слабых сторонах компании, запуске продукта, широте и широте продукта, доминировании приложений. Приведенные выше данные касаются только фокуса компаний на рынке.

Некоторые из основных игроков, работающих на рынке:

• NCR Atleos (США)
• Diebold Nixdorf, Incorporated (США)
• Cisco (США)
• Glory Global Solutions (International) Limited (Япония)
• Hyosung TNS Inc. (США)
• GRGBanking (Китай)
• KAL ATM Software GmbH (Великобритания)
• Auriga Spa (Италия)
• Hitachi Channel Solutions, Corp. (Япония)
• Киоски Slabb (США)
• Elite Microsystems Pvt. Ltd. (Индия)
• Информационные системы KIOSK (США)
• Phoenix Microsystems (Индия)
• Aldan Technology Sdn Bhd (Малайзия)

SKU-55932