North America Digital Twin Financial Services and Insurance Market – Industry Trends and Forecast to 2030

Análise e tamanho do mercado de seguros e serviços financeiros digitais gémeos da América do Norte

Nos primeiros tempos, os modelos de gémeos digitais estavam confinados em complexidade e tamanho. Ainda assim, a sua escala está a aumentar rapidamente com a adição de tecnologias avançadas, como a inteligência artificial (IA), os grandes volumes de dados, a Internet das coisas (IoT) e o poder de processamento. Com estas tecnologias avançadas, os gémeos digitais permitem a utilização de dados para simular e antecipar as futuras condições e desempenho dos ativos nos serviços financeiros e no setor dos seguros. Como resultado, a procura pelos gémeos digitais aumenta no setor dos serviços financeiros e dos seguros, potenciando o crescimento do mercado.

A Data Bridge Market Research analisa que o mercado de serviços financeiros e seguros gémeos digitais deverá atingir os 1.484,65 milhões de dólares até 2030, ou seja, 455,99 milhões de dólares em 2022, com um CAGR de 15,90% durante o período de previsão. Além dos insights de mercado, tais como o valor de mercado, a taxa de crescimento, os segmentos de mercado, a cobertura geográfica, os participantes do mercado e o cenário de mercado, o relatório de mercado com curadoria da equipa de pesquisa de mercado da Data Bridge inclui uma análise especializada aprofundada, análise de importação/exportação, análise de preços, análise de consumo de produção e análise de pilão.

Âmbito e segmentação do mercado de seguros e serviços financeiros digitais gémeos da América do Norte

Definição de mercado

O gémeo digital refere-se a uma tecnologia utilizada em serviços financeiros e seguros para ajudar os clientes na mitigação de riscos, na compra e gestão de apólices, na gestão de empréstimos e muito mais. A tecnologia digital twin consiste em cópias digitais de produtos físicos. Com a ajuda da tecnologia digital twin, os dados são visualizados e armazenados numa plataforma digital para o crescimento mais saudável do negócio.

Mercado de seguros e serviços financeiros gémeos digitais da América do Norte

Motoristas

• Utilização crescente de tecnologias de cloud em seguros digitais e serviços financeiros

Espera-se que o aumento da utilização de tecnologias de cloud nos serviços financeiros e nos seguros digitais impulsione o crescimento do mercado porque proporciona tempos de processamento mais rápidos com preços mínimos e maior segurança. Por exemplo, de acordo com um estudo realizado pela Hornet Security em 2022, cerca de 900 profissionais de TI, principalmente baseados na América do Norte, descobriram que 93% das empresas estavam a adoptar um híbrido de soluções locais e em nuvem no prazo de cinco anos. Portanto, o uso crescente de tecnologias de cloud em serviços financeiros e seguros digitais provavelmente impulsionará o crescimento do mercado.

• Aumento da procura de gémeos digitais para deteção de fraudes

Espera-se que a crescente procura de gémeos digitais para deteção de fraudes em serviços financeiros e seguros impulsione o crescimento do mercado. De acordo com um inquérito actual, o preço total da fraude nos seguros não médicos só nos Estados Unidos representa cerca de 40 mil milhões de dólares anuais. Como resultado, as seguradoras têm de aumentar os seus prémios, o que afecta directamente o bolso dos seus clientes. No entanto, com a ajuda da tecnologia digital twin, as reclamações fraudulentas são agora facilmente detectadas porque reproduzem digitalmente o evento que causa o dano real.

 Oportunidades

• Aumentar o lançamento de produtos pelos principais players do mercado para fornecer insights operacionais em tempo real

The increasing product launches by major market players to provide real-time operational insights offer numerous growth opportunities within the market. For instance, In April 2018, Swim inc. launched the edge software solution, SWIM EDX, which can deliver edge intelligence and real-time business and operational insights. SWIM EDX software offered powerful real-time edge data market and organizational insights by processing massive quantities of 'gray' streamed edge data, applying advanced analytics and machine learning techniques to create 'digital twins who learn' from real-world devices and systems.

• Growing disposable income and rising urbanization will widen the scope of growth

Growing disposable income and rising urbanization in North America is expected to create lucrative opportunities for the digital twin financial services and insurance market growth during the forecast period. As a result of the growing net income of people and increasing urbanization, people can now easily afford to pay for digital services instead of physically visiting the banks. For instance, as per the report by United Nations Department of Economic and Social Affairs which is a U.S. based government agency, 68 percent of the global population is anticipated to live in urban areas by 2050. Hence, the growing disposable income and rising Increasing urbanization will widen the scope of growth.

Restraints

• Increasing concern regarding data security

Increasing concern regarding data security in financial services and insurance sector due to the high usage of cloud platforms and the internet of things (IoT) which will hamper the growth of the digital twin financial services and insurance market during the forecast period.

• Issue associated with the affordability of digital twin technology for small companies

Digital twin technologies have become more prevalent across all industries, but the installation and adoption cost is very high. As a result, small companies cannot afford digital twin technology. The cost of digital twin technology is also high due to the presence of expensive integrated software and digital twin software, which will hamper the market growth.

This digital twin financial services and insurance market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the digital twin financial services and insurance market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Recent Development

• In 2021, EcoDomus's digital twin software acquired by Siemens Smart Infrastructure acquired platform for an undisclosed amount. Through this acquisition, EcoDomus's digital twin software company will help Siemens to increase their digital building offerings with the support of cloud-based building operations twin software.
• In 2020, Oracle Health Insurance chose HBF as core platform for its health insurance products. This platform will allow HBF to improve operational efficiency. Oracle helps health insurers improve billing accuracy, lower administrative expenses, improve operational performance, streamline claim processing, and enhance member satisfaction.

North America Digital Twin Financial Services and Insurance Market Scope

The digital twin financial services and insurance market is segmented on the basis of type, technology, deployment and application. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Type

• System
• Process
• Product

 Technology

• Internet of Things (IoT) and Industrial Internet of Things (IIoT)
• Artificial Intelligence and Machine Learning
• 5G
• Big Data Analytics
• Blockchain and Augmented Reality
• Virtual Reality
• Mixed Reality

Deployment

• Cloud
• On-Premises

Application

• Bank Account Funds Checking
• Digital Fund Transfer Checks
• Policy Generation
• Other Applications

Digital Twin Financial Services and Insurance Market Regional Analysis/Insights

The digital twin financial services and insurance market is analyzed and market size insights and trends are provided by country, type, technology, deployment and application as referenced above.

The countries covered in the digital twin financial services and insurance market report are U.S., Canada and Mexico in North America.

U.S. dominates the digital twin financial services and insurance market because increasing focus on 5G and the high usage of cloud databases in this region. Moreover, the strong presence of large industries coupled along with process digital and product digital twin will further boost the market growth.

The country section of the report also provides individual market impacting factors and changes in market regulation that impact the current and future trends of the market. Data points like down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of Global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.   

Competitive Landscape and Digital Twin Financial Services and Insurance Market Share Analysis

The digital twin financial services and insurance market competitive landscape provides details by competitor. Details included are company overview, company financials, revenue generated, market potential, investment in research and development, new market initiatives, Global presence, production sites and facilities, production capacities, company strengths and weaknesses, product launch, product width and breadth, application dominance. The above data points provided are only related to the companies' focus related to digital twin financial services and insurance market.

Some of the major players operating in the digital twin financial services and insurance market are:

• Microsoft (U.S.)
• IBM (U.S.)
• SAP (Germany)
• Siemens (Germany)
• General Electric (U.S.)
• Atos SE (France)
• ABB (Switzerland)
• TIBCO Software Inc. (U.S.)
• Oracle (U.S)
• Robert Bosch GmbH (Germany)
• DXC Technology Company (U.S.)
• Hexaware Technologies Limited (India)
• Tata Consultancy Services Limited (India)
• Infosys Limited (India)
• AVEVA Group plc (U.K.)
• Altair Engineering Inc. (U.S.)
• NTT DATA, Inc. (Japan)
• KELLTON TECH (India)
• AVEVA Group plc (U.K.)
• ANSYS, Inc. (U.S.)

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