글로벌 디지털 결제 처리 시장 – 2031년까지의 산업 동향 및 예측

디지털 결제 처리 시장 분석 및 규모

글로벌 디지털화의 확산, 디지털 결제 서비스에 대한 수요 증가, 디지털 결제 서비스 시장 공간에서 서비스를 제공하기 위한 상인들의 높은 채택, 그리고 POS(Point of Sales) 단말기에서 향상된 고객 지원을 제공해야 할 필요성 증가는 디지털 결제 처리 시장을 주도하는 주요 요인입니다. 현금 구매와 같은 불리한 반품 정책은 판매자가 반품 정책에 동의하지 않는 한 최종적이고 돌이킬 수 없는 경향이 있습니다. 사용자 친화적이고 디지털 결제 기능인 실시간, 민첩하고 개인화된 결제 서비스로 인해 디지털 결제 처리 시장 성장이 가속화됩니다.

디지털 결제 처리 시장은 2023년에 1,179억 5,000만 달러 규모로 평가되었으며, 2031년까지 3,545억 8,000만 달러에 도달할 것으로 예상되며, 2024-2031년 예측 기간 동안 14.8%의 CAGR을 기록할 것입니다. "클라우드" 세그먼트는 클라우드 플랫폼이 다양한 거래량을 효율적으로 처리하는 유연성을 제공하면서 모든 위치에서 결제 처리 서비스에 원활하게 액세스할 수 있어 디지털 결제의 광범위한 채택과 혁신을 촉진하기 때문에 디지털 결제 처리 시장을 지배합니다. 시장 가치, 성장률, 시장 세그먼트, 지리적 범위, 시장 참여자 및 시장 시나리오와 같은 시장 통찰력 외에도 Data Bridge Market Research 팀이 큐레이팅한 시장 보고서에는 심층적인 전문가 분석, 수입/수출 분석, 가격 분석, 생산 소비 분석 및 페슬 분석이 포함되어 있습니다.

디지털 지불 처리 시장 범위 및 세분화

Market Definition

Digital payment is basically cashless electronic monetary transactions. It consists of mobile payments at point of sale (PoS) through mobile applications (apps) and monetary transactions made through the internet. Several organizations have adopted digital payment mode over traditional payment modes such as check, cash, demand draft and money order. Peer-to-peer transfers between consumers and private users are also categorized under digital payment. Digital payment provides numerous benefits including ease of convenience and accessibility to users and enabling users to mitigate thefts and losses.

Global Digital Payment Processing Market Dynamics

Drivers

• Proliferation of global digitalization

The proliferation of global digitalization has revolutionized the way financial transactions are conducted, giving rise to a dynamic digital payment processing market. As businesses and consumers increasingly embrace digital channels for financial transactions, the demand for secure, efficient, and convenient payment solutions has surged. This paradigm shift, fueled by advancements in technology and changing consumer preferences, has led to the widespread adoption of digital payment methods, reshaping the landscape of the financial industry and paving the way for innovative and streamlined payment processing solutions.

• Increasing need to provide enhanced customer support at the point of sales

Growing imperative to provide enhanced customer support at the point of sale. As businesses transition towards digital payment solutions, the focus on delivering a seamless and supportive customer experience has become paramount. With the surge in online and mobile transactions, ensuring that customers receive real-time assistance and troubleshooting at the point of sale has become a critical factor in maintaining trust, satisfaction, and fostering continued adoption of digital payment technologies. The ability to address customer queries promptly and efficiently not only enhances user confidence but also plays a pivotal role in shaping the success of digital payment platforms in an increasingly competitive market.

Opportunity

• Popularity of digital payment features real time, agile and personalized payment services

The popularity of digital payment within the digital payment processing market is undeniably rooted in its user-friendly nature and the provision of real-time, agile, and personalized payment services. As consumers seek convenience and efficiency in their financial transactions, digital payment platforms have emerged as the frontrunners by offering seamless, user-centric experiences. Real-time processing ensures swift transactions, while the agility of digital payment systems adapts to the dynamic needs of users and businesses alike. The personalized features embedded in these platforms further cater to individual preferences, solidifying digital payments as not just a transactional necessity but a tailored and responsive financial solution for the modern era.

Restraint/Challenge

• Lack of global standards for cross-border payments

Lack of global standards for cross-border payments. As the world becomes increasingly interconnected, the absence of uniform guidelines hampers the efficiency and transparency of cross-border transactions. The lack of standardized protocols complicates processes, leading to delays, higher costs, and increased complexities for businesses and consumers engaged in international transactions. Addressing this gap in global standards is crucial for fostering a more seamless and interoperable digital payment ecosystem, where cross-border transactions can be conducted reliably and efficiently across diverse regions and financial systems.

This digital payment processing market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the digital payment processing market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Recent Developments

• In June 2022, Trust Payments has entered into a deal with Fiserv, Inc. to assist its global expansion and growth objectives. Through this partnership, Trust Payments is expected to provide on-demand payment capabilities to its clients using acquiring-as-a-service (AqaaS) capabilities from Fiserv
• In November 2020, RealNet is a new cloud-based software as a service (SaaS) platform from FIS that will enable account-to-account (A2A) transactions for businesses, individuals, and governments across real-time payment networks

Global Digital Payment Processing Market Scope

The digital payment processing market is segmented on the basis of deployment type, organization size and vertical. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Deployment Type

• On-Premises
• Cloud

Organization Size

• Small and Medium-sized Enterprises
• Large Enterprises

Vertical

• Banking, Financial Services and Insurance
• Retail and E-commerce
• Healthcare
• Travel and Hospitality
• Transportation and Logistics
• Media and Entertainment
• Other Verticals

Global Digital Payment Processing Market Regional Analysis/Insights

The digital payment processing market is analyzed and market size insights and trends are provided by country, deployment type, organization size and vertical as referenced above.

The countries covered in the market report are U.S., Canada, Mexico, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, rest of Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, rest of Asia-Pacific, Saudi Arabia, U.A.E., Israel, Egypt, South Africa, rest of Middle East and Africa, Brazil, Argentina and rest of South America.

North America is expected to dominate the market due to the expansion of the mobile commerce industry, existence of a large number of digital payment solution providers, reliable broadband and network infrastructure, customer willingness and preference for cashless payments and banking economy and developed digital economy in the region.

 아시아 태평양 지역은 디지털화의 확산, 중소기업의 증가, 디지털 지불을 도입하려는 정부 이니셔티브 등으로 인해 가장 높은 CAGR을 보이며 시장에서 가장 높은 성장률을 보일 것으로 예상됩니다.

보고서의 국가 섹션은 또한 현재 및 미래 시장 추세에 영향을 미치는 국내 시장의 개별 시장 영향 요인과 규제 변화를 제공합니다. 하류 및 상류 가치 사슬 분석, 기술 추세, 포터의 5가지 힘 분석, 사례 연구와 같은 데이터 포인트는 개별 국가의 시장 시나리오를 예측하는 데 사용되는 몇 가지 포인터입니다. 또한 유럽 브랜드의 존재 및 가용성과 지역 및 국내 브랜드의 대규모 또는 희소한 경쟁으로 인해 직면한 과제, 국내 관세의 영향 및 무역 경로가 국가 데이터의 예측 분석을 제공하는 동안 고려됩니다.     

경쟁 환경 및 글로벌 디지털 지불 처리 시장 점유율 분석

디지털 결제 처리 시장 경쟁 구도는 경쟁자에 대한 세부 정보를 제공합니다. 포함된 세부 정보는 회사 개요, 회사 재무, 창출된 수익, 시장 잠재력, 연구 개발 투자, 새로운 시장 이니셔티브, 유럽의 입지, 생산 현장 및 시설, 생산 용량, 회사의 강점과 약점, 제품 출시, 제품 폭과 범위, 애플리케이션 우세입니다. 위에 제공된 데이터 포인트는 디지털 결제 처리 시장과 관련된 회사의 초점에만 관련이 있습니다.

디지털 결제 처리 시장에서 활동하는 주요 기업은 다음과 같습니다.

• Fiserv, Inc. (미국)
• FIS(미국)
• PayPal Payments Private Limited(싱가포르)
• 글로벌 페이먼츠 주식회사(미국)
• 스퀘어 캐피탈, LLC (미국)
• 비자 주식회사(미국)
• 마스터카드(미국)
• WEX Inc. (미국)
• ACI 월드와이드 주식회사(미국)
• JPMorgan Chase & Co. (미국)
• 인튜이트 주식회사(미국)
• 스트라이프(미국)
• Due Inc. (미국)
• 아디엔(네덜란드)
• PayTrace(미국)
• 애플 주식회사(미국)
• ALIANT PAYMENTS(미국)
• Aurus Inc. (미국)
• Fattmerchant Inc. (미국)
• 2체크아웃(미국)
• Paysafe Holdings UK Limited(영국)
• PayU(네덜란드)
• 스프리들리 주식회사(미국)

SKU-60133