글로벌 유동성 자산 부채 관리 솔루션 시장 규모, 점유율 및 추세 분석 보고서 – 산업 개요 및 2031년까지의 예측

유동성 자산 부채 관리 솔루션 시장 분석

유동성 자산 부채 관리(ALM) 솔루션 시장은 규제 압력 증가와 기관 간 향상된 재무 안정성에 대한 필요성에 의해 강력한 성장을 경험하고 있습니다. 은행과 보험 회사를 포함한 금융 기관은 자산, 부채 및 유동성을 효과적으로 관리하기 위해 ALM 솔루션을 점점 더 많이 도입하고 있습니다. 이러한 추세는 금융 환경의 복잡성 증가와 강력한 유동성 및 위험 관리 관행을 요구하는 엄격한 규제 요건을 준수해야 할 필요성에 의해 촉진되었습니다. 자산 관리 및 부채 관리가 시장 성장의 핵심입니다. 기관은 ALM 솔루션을 활용하여 자산 포트폴리오의 균형을 맞추고 부채를 효과적으로 관리하여 수익을 최적화하고 위험을 최소화하는 것을 목표로 합니다. 금리 위험 관리와 자본 적정성 향상에 대한 강조가 커지면서 실시간 분석 및 전략적 계획 기능을 제공하는 포괄적인 ALM 시스템 도입이 촉진되고 있습니다.

유동성 자산 부채 관리 솔루션 시장 규모

글로벌 유동성 자산 부채 관리 솔루션 시장 규모는 2023년에 6,041억 8,000만 달러로 평가되었으며, 2031년까지 8,351억 7,000만 달러에 도달할 것으로 예상되며, 2024년에서 2031년까지의 예측 기간 동안 CAGR은 4.13%입니다. Data Bridge Market Research 팀이 큐레이팅한 시장 보고서에는 시장 가치, 성장률, 시장 세그먼트, 지리적 범위, 시장 참여자, 시장 시나리오와 같은 시장 통찰력 외에도 심층적인 전문가 분석, 수입/수출 분석, 가격 분석, 생산 소비 분석, 페슬 분석이 포함되어 있습니다.

유동성 자산 부채 관리 솔루션 시장 동향

“리스크 관리 기술의 혁신”

Innovation in risk management techniques is a significant market trend driving the evolution of Asset Liability Management (ALM) solutions. As financial markets become increasingly complex and interconnected, traditional risk management approaches may fall short in addressing new and emerging financial risks. Consequently, there is a growing emphasis on developing advanced risk management tools and techniques within ALM solutions. These innovations include the integration of sophisticated algorithms, artificial intelligence (AI), and machine learning (ML) to enhance the accuracy and effectiveness of risk assessments and predictions. By incorporating cutting-edge analytics and predictive modeling, ALM solutions can provide more comprehensive and actionable insights into potential risks, enabling institutions to proactively manage their asset-liability positions. This trend not only improves the capability to handle various types of financial risks but also enhances the overall market appeal of ALM solutions by offering more robust and adaptable risk management strategies. As financial institutions seek to navigate a rapidly changing landscape, the continual advancement of risk management techniques will play a crucial role in ensuring their stability and success.

Report Scope and Liquidity Asset Liability Management Solutions Market Segmentation

Liquidity Asset Liability Management Solutions Market Definition

Liquidity asset liability management (ALM) solutions refer to a set of strategies and tools used by financial institutions to manage their assets, liabilities, and liquidity to ensure financial stability and operational efficiency. These solutions are designed to balance the institution’s liquidity needs with its financial obligations and risk management goals.            

Liquidity Asset Liability Management Solutions Market Dynamics

Drivers  

• Increased Complexity of Financial Products 

With financial markets evolving, institutions are dealing with a broader array of intricate products, including complex derivatives, structured securities, and multi-faceted investment portfolios. These sophisticated instruments require more nuanced management and analysis to optimize performance and mitigate risk effectively. ALM solutions must now offer robust capabilities to handle diverse asset classes and liabilities, providing detailed insights and sophisticated modeling to ensure comprehensive risk management and financial stability. The growing complexity of financial instruments and investment products is driving the demand for advanced Asset Liability Management (ALM) solutions.        

• Need for Real-Time Analytics

The demand for real-time analytics in financial institutions is surging as organizations seek to make timely and informed decisions. In an environment where market conditions and financial variables can change rapidly, having access to up-to-the-minute data and insights is crucial. ALM solutions that provide real-time analytics enable institutions to monitor their liquidity, asset performance, and risk exposure with immediate feedback. This capability allows for swift adjustments to financial strategies and operations, enhancing decision-making processes and improving overall financial management. The growing emphasis on real-time reporting and analytics underscores the necessity for ALM solutions that deliver continuous, accurate, and actionable insights, helping institutions stay agile and responsive in a dynamic financial landscape. 

Opportunities

• Development of Cloud-Based Solutions    

Cloud-based platforms provide financial institutions with flexible, on-demand access to ALM tools and resources, enabling them to scale their capabilities according to their needs without the burden of extensive infrastructure investments. Cloud solutions facilitate remote access, which is particularly advantageous for institutions with geographically dispersed operations or those seeking to enhance collaboration and efficiency. By leveraging the cloud, institutions can benefit from reduced upfront costs, easier maintenance, and the ability to quickly adapt to changing requirements and technological advancements. The shift towards cloud-based ALM solutions represents a transformative opportunity to enhance financial management practices while optimizing operational efficiency.

• Integration with Fintech Innovations

Fintech innovations, such as blockchain, artificial intelligence (AI), and machine learning (ML), offer advanced capabilities that can enhance the functionality and effectiveness of ALM solutions. By partnering with fintech firms, ALM solution providers can incorporate cutting-edge technologies that improve risk management, predictive analytics, and overall financial decision-making. This integration can lead to more sophisticated and versatile ALM solutions that address emerging challenges and opportunities in the financial sector. Collaborating with fintech companies to integrate ALM solutions with new financial technologies and platforms presents a promising avenue for growth.  

Restraints/Challenges

• High Implementation Costs

The initial cost of implementing advanced ALM solutions can be a significant barrier, particularly for smaller financial institutions or those with constrained budgets. These solutions often involve substantial investments in software, hardware, and training, which can be daunting for institutions with limited financial resources. The high implementation costs are a major consideration, as they may deter smaller entities from adopting sophisticated ALM systems despite their potential benefits. This financial burden can impact the decision-making process, leading some institutions to delay or forego the adoption of advanced ALM technologies.    

• Complexity of Integration

Integrating ALM solutions with existing financial systems and processes poses a significant challenge, often involving complex and time-consuming procedures. The integration process can disrupt daily operations, as it requires aligning new technologies with established workflows, data structures, and legacy systems. This complexity can lead to operational inefficiencies and increased risk during the transition period, potentially impacting an institution's ability to manage its assets and liabilities effectively.  

This market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Global Liquidity Asset Liability Management Solutions Market Scope

The market is segmented on the basis of component and institution type. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Component

• Hardware
• Solution
• Services

Institution Type

• Banks
• Broker Dealers
• Specialty Finance
• Wealth Advisors

Global Liquidity Asset Liability Management Solutions Market Regional Analysis

The market is analyzed and market size insights and trends are provided by country, component, and institution type as referenced above.

The countries covered in the market are U.S., Canada, Mexico, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, rest of Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, rest of Asia-Pacific, Saudi Arabia, U.A.E., South Africa, Egypt, Israel, rest of Middle East and Africa, Brazil, Argentina, and rest of South America.

North America is expected to dominate the market due to the region's extensive adoption and integration of these technologies by banking and financial institutions. Over the forecast period from 2022 to 2029, the region's dominance is driven by several key factors. The North American financial sector is characterized by its high level of sophistication and technological advancement, with institutions continuously seeking innovative solutions to enhance their liquidity management, risk assessment, and financial stability.

Asia-Pacific is expected to be the fastest growing due to the increasing disposable income of individuals across the region. This economic upturn is particularly notable in developing economies such as India, China, and South Korea. These countries have experienced significant financial expansion due to substantial foreign investments, which have, in turn, elevated the role and prominence of banking and financial institutions.

보고서의 국가 섹션은 또한 개별 시장 영향 요인과 국내 시장의 현재 및 미래 트렌드에 영향을 미치는 규제 변화를 제공합니다. 다운스트림 및 업스트림 가치 사슬 분석, 기술 트렌드 및 포터의 5가지 힘 분석, 사례 연구와 같은 데이터 포인트는 개별 국가의 시장 시나리오를 예측하는 데 사용되는 몇 가지 포인터입니다. 또한 글로벌 브랜드의 존재 및 가용성과 지역 및 국내 브랜드와의 대규모 또는 희소한 경쟁으로 인해 직면한 과제, 국내 관세 및 무역 경로의 영향은 국가 데이터에 대한 예측 분석을 제공하는 동안 고려됩니다.

글로벌 유동성 자산 부채 관리 솔루션 시장 점유율

시장 경쟁 구도는 경쟁자에 대한 세부 정보를 제공합니다. 포함된 세부 정보는 회사 개요, 회사 재무, 창출된 수익, 시장 잠재력, 연구 개발 투자, 새로운 시장 이니셔티브, 글로벌 입지, 생산 현장 및 시설, 생산 용량, 회사의 강점과 약점, 제품 출시, 제품 폭과 범위, 애플리케이션 우세입니다. 위에 제공된 데이터 포인트는 시장과 관련된 회사의 초점에만 관련이 있습니다.

유동성 자산 부채 관리 솔루션 시장에서 운영되는 시장 리더는 다음과 같습니다.

• 피나스트라(영국)
• Fiserv, Inc. (미국)
• Infosys Limited(인도)
• IBM(미국)
• 오라클(미국)
• SAP(독일)
• 무디스 인베스터스 서비스(미국)
• Wolters Kluwer NV(네덜란드)
• Experian Information Solutions, Inc. (아일랜드)
• 엠피리언 솔루션, LLC. (미국)
• GTreasury(미국)
• Riskworx (Pty) Ltd. (남아프리카공화국)
• MORS(핀란드)
• ALMIS 인터내셔널(영국)
• Intellect Design Arena Ltd(인도)

유동성 자산 부채 관리 솔루션 시장의 최신 동향

• 2022년 8월, EdgeVerve Systems의 사업부이자 Infosys의 전액 출자 자회사인 Infosys Finacle은 Suryoday Small Finance Bank(SSFB)와 협력하여 Finacle Core Banking Platform과 Finacle Treasury Platform을 성공적으로 구현했습니다. 이 배포를 통해 SSFB는 IBM의 인프라가 지원하는 온프레미스 모델에서 소매, 기업 및 지불 엔진에 Finacle의 솔루션을 활용할 수 있습니다.
• 2022년 6월, 데이터 분석 및 AI 기술 분야의 선두주자인 SAS는 호놀룰루에 본사를 둔 Kamakura Corp.를 인수했습니다. 이 인수는 SAS의 금융 서비스 부문에서의 입지를 강화하고 금융 위험 관리 소프트웨어 포트폴리오를 확장할 예정입니다. SAS는 데이터 분석 및 데이터 관리 분야의 전문성으로 유명합니다.

SKU-56171