英国の健康保険市場 - 業界動向と2029年までの予測

英国の健康保険市場の分析と規模

健康保険は、いくつかの種類の機能と利点から構成されています。保険契約者に特定の治療に対する経済的補償を提供します。健康保険には、キャッシュレス入院、入院前および入院後の補償、払い戻し、さまざまな追加オプションなどの利点があります。英国の健康保険市場レポートでは、市場シェア、新しい開発、製品パイプライン分析、国内およびローカル市場プレーヤーの影響の詳細を提供し、新たな収益源、市場規制の変更、製品承認、戦略的決定、製品の発売、地理的拡大、市場における技術革新の観点からの機会を分析します。

Data Bridge Market Research の分析によると、英国の健康保険市場は、予測期間中に 4.7% の CAGR で成長し、2029 年までに 1,343 億 7,664 万ドルに達すると予想されています。製品セグメントは、英国の健康保険市場で最大の提供セグメントを占めています。英国の健康保険市場レポートでは、価格分析、特許分析、技術進歩についても詳細に取り上げています。

Market Definition

Health insurance is a type of insurance that provides coverage for all kinds of surgical expenses as well as medical treatment incurred from an illness or injury. It applies to a comprehensive or limited range of medical services providing the coverage of full or partial costs of specific services. It provides financial support to the policyholder as it covers all the medical expenses when the policyholder is hospitalized for treatment. It also covers pre as well as post-hospitalization expenses.

In the health insurance plan, several types of coverage are available, which is cashless or reimbursement claim. The cashless benefit is available when the policyholder takes treatment from the network hospitals of the insurance company. If the policyholder takes treatment from hospitals that are not in the list network, in that case, the policyholder meets all the medical expenses and then claims the reimbursement from the insurance company by submitting all the medical bills.

U.K. Health Insurance Market Dynamics

This section deals with understanding the market drivers, advantages, opportunities, restraints, and challenges. All of this is discussed in detail as below:

Drivers

• Increasing cost of medical services

A rise in the cost of medical services across the globe and in the U.K. is expected to act as a driver for the U.K. health insurance market. This allows many consumers to take life insurance to cover the medical cost in case of medical needs for consumer health or their family.

• Growing number of daycare procedures

Most health insurance companies are now covering the procedures of daycare in their insurance plans. For the claim of such types of surgery, there is no compulsion to spend 24 hours in the hospital, which is the minimum stay in the hospital to claim insurance. This has allowed the growing number of daycare procedures to boost the growth of the U.K. health insurance market.

Opportunity

• Advantages of health insurance policies

In health insurance plans, the policyholder gets reimbursement for their medical expenses, such as hospitalization, surgeries, and treatments arising from the injuries. A health insurance policy is a type of agreement between the policyholder and the insurance company, where the insurance company agrees to guarantee payment for the treatment costs in case of future medical issues, and the policyholder agrees to pay the amount of premium according to the insurance plan. Thus, the increasing advantages of health insurance policies are expected to act as an opportunity for market growth.

Restraint/Challenge

• High cost of insurance premiums

Health insurance covers all types of medical treatment costs. It provides financial support to the policyholder since it covers all the medical expenses when the policyholder is hospitalized for treatment. Health insurance also covers pre as well as post-hospitalization expenses. To purchase health insurance, the policyholder has to pay insurance premiums regularly to keep the health insurance policy active. The cost of insurance premiums is high in most cases based on the insurance plan, which may hamper the market's growth.

COVID-19 Impact on U.K. Health Insurance Market

COVID-19 significantly impacted various industries as almost every country has opted for the shutdown of every facility except the ones dealing in the essential goods segment. The government took some strict actions, such as the shutdown of facilities and the sale of non-essential goods, blocked international trade, and many more to prevent the spread of COVID-19. This boosted the U.K. health insurance market, as the consumers were availing of insurance to avoid huge capital payments at hospitals just in case of medical needs. Hence, COVID-19 impacted positively for the U.K. health insurance market.

Recent Developments

• In August 2020, International Medical Group, Inc. (IMG) enhanced its product offerings to support organizations with the necessary planning and research for safe international travel. The company's unique, new assistance services were designed to support clients as they make plans for 2020 and beyond. This development helped the company to sustain and thrive in a pandemic.
• In February 2019, Now Health International announced that they had launched their SimpleCare plans in the international market. The new plans of SimpleCare are designed to provide affordable international health insurance for the cost-conscious person. By launching a new product, the company enhanced its business in the international market, such as the U.K. market, and generated more revenue.

U.K. Health Insurance Market Scope

The U.K. health insurance market is segmented on the basis of type, services, level of coverage, service providers, health insurance plans, demographics, coverage type, end user, and distribution channel. The growth amongst these segments will help you analyze meager growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

U.K. Health Insurance Market, By Type

• Product
• Solutions

On the basis of type, the market is segmented into product and solutions.

U.K. Health Insurance Market, By Services

• Inpatient treatment
• Outpatient treatment
• Medical Assurance
• Others

On the basis of services, the market is segmented into inpatient treatment, outpatient treatment, medical assurance, and others.

U.K. Health Insurance Market, By Level of Coverage

• Bronze
• Silver
• Gold
• Platinum

On the basis of the level of coverage, the market is segmented into bronze, silver, gold, and platinum.

U.K. Health Insurance Market, By Service Providers

• Private health insurance providers
• Public health insurance providers

On the basis of service providers, the market is segmented into private health insurance providers and public health insurance providers.

U.K. Health Insurance Market, By Health Insurance Plans

• Point of service (POS)
• Exclusive provider organization (EPOS)
• Indemnity health insurance
• Health savings account (HSA)
• Qualified small employer health reimbursement arrangements (QSEHRAS)
• Preferred provider organization (PPO)
• Health maintenance organization (HMO)
• Others

On the basis of health insurance plans, the market is segmented into point of service (POS), exclusive provider organization (EPOS), indemnity health insurance, health savings account (HSA), qualified small employer health reimbursement arrangements (QSEHRAS), preferred provider organization (PPO), health maintenance organization (HMO), and others.

By Demographics

• Adults
• Minors
• Senior citizens

On the basis of demographics, the U.K. health insurance market is segmented into adults, minors, and senior citizens.

By Coverage Type

• Lifetime Coverage
• Term Coverage

On the basis of coverage type, the U.K. health insurance market is segmented into lifetime coverage and term coverage.

By End User

• Corporates
• Individuals
• Others

On the basis of end user, the U.K. health insurance market is segmented into corporates, individuals, and others.

By Distribution Channel

• Direct Sales
• Financial Institutions
• E-Commerce
• Hospitals
• Clinics
• Others

流通チャネルに基づいて、英国の健康保険市場は、直接販売、金融機関、電子商取引、病院、診療所、その他に分類されます。

英国健康保険市場の地域分析/洞察

上記のように、タイプ、サービス、補償レベル、サービスプロバイダー、健康保険プラン、人口統計、補償タイプ、エンドユーザー、および流通チャネルに基づいた英国の健康保険市場。

2022年には、健康保険の利点や医療費の増加などの要因により、英国の健康保険市場は成長すると予想されています。

レポートの国別セクションでは、市場の現在および将来の傾向に影響を与える個別の市場影響要因と市場規制の変更も提供しています。下流および上流のバリュー チェーン分析、技術動向、ポーターの 5 つの力の分析、ケース スタディなどのデータ ポイントは、個々の国の市場シナリオを予測するために使用される指標の一部です。また、国別データの予測分析を提供する際には、英国ブランドの存在と可用性、および地元および国内ブランドとの競争が激しいか少ないために直面​​する課題、国内関税の影響、貿易ルートも考慮されます。

競争環境と英国の健康保険市場シェア分析

分析ラボ サービス市場の競争状況では、競合他社ごとに詳細が提供されます。含まれる詳細には、会社概要、会社の財務状況、収益、市場の可能性、研究開発への投資、新しい市場への取り組み、英国でのプレゼンス、生産拠点と施設、生産能力、会社の強みと弱み、製品の発売、製品の幅と広さ、アプリケーションの優位性などがあります。提供されている上記のデータ ポイントは、英国の健康保険市場に関連する会社の焦点にのみ関連しています。

英国の健康保険市場で保険サービスを提供している大手企業には、Bupa、Cigna、AXA、Vitality（Discovery Limited の子会社）、Allianz Care（Allianz SE の子会社）、Aviva、AIA Group Limited、Saga、Exeter Friendly Society Limited、Pru Life UK、Freedom Health Insurance、general and medical finance ltd、American International Group, Inc. などがあります。

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