北米の銀行キオスク市場 – 業界動向と2029年までの予測

銀行キオスク市場の分析と規模

銀行キオスクは、銀行が少なく、顧客が銀行まで出向いてサービスを利用することができない田舎の地域向けに特別に作られたため、非常に人気が高まっています。大手の民間銀行、公営銀行、協同組合銀行がこれらの銀行の運営をサポートしており、予測期間中にかなりの収益を生み出すことが期待されています。

北米の銀行キオスク市場は、2021年に3億5,979万米ドルと評価され、2029年には2億2,7121万米ドルに達し、2022年から2029年の予測期間中に25.90%のCAGRを記録すると予想されています。市場価値、成長率、市場セグメント、地理的範囲、市場プレーヤー、市場シナリオなどの市場洞察に加えて、データブリッジ市場調査チームがまとめた市場レポートには、詳細な専門家分析、輸入/輸出分析、価格分析、生産消費分析、ペストル分析が含まれています。

銀行キオスク市場の範囲とセグメンテーション

市場の定義

Kiosk is abbreviated as Kommunikasjon Integrert Offentlig Service Kontor. A kiosk machine is a self-operated computer display banking system that enables automatic usage for carrying out various cash and non-monetary banking operations such printing account statements as money transfers, requesting check books, answering questions, paying bills, and others.

Bank Kiosk Market Dynamics

This section deals with understanding the market drivers, advantages, opportunities, restraints and challenges. All of this is discussed in detail as below:

Drivers

• Increasing Trends of Automated Teller Machines (ATMs)

One of the main factors propelling the growth of this business is the rising trend toward using ATMs in the banking and other industries. The demand for bank kiosks is rising due to the expanding use of contactless payment systems and the need to speed up processing times at various counters. Bank kiosks also offer operating efficiency by avoiding long lines. The demand for automated teller machines (ATMs) is developing quickly due to a growing population and greater public knowledge of banking services. The development of this market is being aided by significant investments made in this industry to offer safe ATM-based self-service kiosk solutions. By 2021, 4 million automated teller machines (ATMs) will be installed worldwide, with Asia-Pacific accounting for well over half of the total. This prediction comes from Retail Banking Research. More ATMs are installed worldwide, demand for the industry is increasing.

• Numerous Benefits of Bank Kiosks

The usage of this banking feature to assist and benefit the underprivileged or unbanked segment of society as well as people who are unable to keep the required minimum balance in their bank accounts. In addition, others cannot travel great distances or do not have access to financial facilities in their areas. Customers can do a number of banking tasks with the aid of a kiosk banking service, including account opening, cash withdrawal, remittances, and cash deposit, in addition to microlensing and insurance. Consequently, such advantages will largely foster the overall market's growth during the forecast period.

Furthermore, the factors such as increasing public awareness of banking services coupled with the considerable reduction in operational costs will accelerate the overall market expansion during the forecast period. Additionally, the growing awareness regarding the bank kiosk's advantages is anticipated to drive the growth rate of the bank kiosk market. The increasing customer satisfaction will further positively impact the market's growth rate during the forecast period.

Opportunities

• Contactless Payments and Investments

The introduction of NFC-based contactless payments is estimated to generate lucrative opportunities for the market, which will further expand the bank kiosk market's growth rate. Additionally, the surge in investments by companies in developing regions further offers numerous growth opportunities within the market.

Restraints/Challenges

• High Cost

 The bank kiosks are very expensive owing to the high installation costs and need for regular maintenance, which further derails the overall market's growth. The deployment and management of bank kiosks involve a number of expenditures, including those for the touchscreen, kiosk software, 24 hour technical support, installation, and so forth. The development of businesses in emerging economies is at risk due to the high expenses of building and maintaining ATMs and kiosks. This factor is expected to obstruct market growth over the forecast period.

• Concerns regarding Security

The bank kiosks are vulnerable to theft and security difficulties if maintained improperly or in violation of the rules. Kiosk payments require authorized identification evidence of the user because there is a chance that an outside party could misuse the data. An important cybercrime that has been noticed is the misuse of bank kiosks and cards. The clients are reluctant to use such internet services on public kiosks due to the risk of hacking. If a business does not have adequate defenses against malware assaults, they risk having their infrastructure damaged. Malware attacks are a growing concern to many organizations and pose as a significant challenge for the bank kiosk market over the forecast period.

This bank kiosk market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the bank kiosk market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

COVID-19 Impact on Bank Kiosk Market

The bank kiosk market was immensely impacted by the outbreak of COVID-19. By limiting accessibility to a large number of users, bank kiosks can aid in lowering the danger of the transmission of infections in numerous locations. Many businesses, including banks, are using self-serving to reduce face-to-face interactions by substituting a human-to-machine interface for most daily interactions. Self-service technologies can fight COVID'19 in a number of ways. Bank kiosks take the place of face-to-face interactions, contribute to user confidence, and are designed to stop the spread of COVID'19 and virus transmission. The doorways of several banks include self-service equipment with temperature detection technologies that help screen people based on their body temperatures and let those with normal temperatures check in. As a result, the demand for bank kiosks has increased as a result of the global epidemic.

Recent Developments

• In October 2020, The NCR Activate Enterprise NextGen software platform for next-generation ATMs was unveiled by the NCR Corporation. This technology integrates physical and digital elements for a uniform user experience, making offering new digital services through the ATM simpler and quicker. The hardware-independent software platform allows banks to introduce cutting-edge customer experiences like video teller cooperation and contactless technologies in an easy-to-implement ATM application.

North America Bank Kiosk Market Scope

The bank kiosk market is segmented on the basis of type, component, application and distribution. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Type

• Single Function Kiosk
• Multi-Function Kiosk
• Virtual/Video Teller Machine

 Component

• Software
• Hardware
• Services

 Application

• Self-Service Kiosk
• Information Kiosk
• Internet Kiosk
• Wayfinding Kiosk
• Advertisement Standing Display
• Totems and Digital Mupis
• Others

 Distribution

• Rural,
• Semi-Urban
• Urban
• Metropolitan

Bank Kiosk Market Regional Analysis/Insights

The bank kiosk market is analyzed and market size insights and trends are provided by country, type, component, application and distribution as referenced above.

The countries covered in the bank kiosk market report are U.S., Canada and Mexico in North America.

North America dominates the bank kiosk market because of the presence of a well-established infrastructure and low labor costs in the advancing countries within the region over the forecast period of 2022 to 2029. Moreover, the effective after-sale services offered by manufacturers within the economies is further estimated to accelerate the expansion over the forecast period.

米国は、この地域の顧客の間でデジタルおよび自動化された銀行サービスとハードウェアサービスの利用が増加しているため、北米の銀行キオスク市場を支配しています。さらに、ハードウェアの集中化とビジネスプロセスのデジタル化の広範な採用により、予測期間中に市場が急速に拡大するでしょう。

レポートの国別セクションでは、市場の現在および将来の傾向に影響を与える国内市場における個別の市場影響要因と規制の変更も提供しています。下流および上流のバリュー チェーン分析、技術動向、ポーターの 5 つの力の分析、ケース スタディなどのデータ ポイントは、個々の国の市場シナリオを予測するために使用される指標の一部です。また、国別データの予測分析を提供する際には、グローバル ブランドの存在と可用性、および地元および国内ブランドとの競争が激しいか少ないために直面​​する課題、国内関税と貿易ルートの影響も考慮されます。   

競争環境と銀行キオスクの市場シェア分析

銀行キオスク市場の競争状況は、競合他社ごとに詳細を提供します。含まれる詳細には、会社概要、会社の財務状況、収益、市場の可能性、研究開発への投資、新しい市場への取り組み、世界的なプレゼンス、生産拠点と施設、生産能力、会社の強みと弱み、製品の発売、製品の幅と広さ、アプリケーションの優位性などがあります。提供されている上記のデータ ポイントは、銀行キオスク市場に関連する会社の焦点にのみ関連しています。

銀行キオスク市場で活動している主要企業には、

• アウリガ スパ (イタリア)
• Explora Infotech Limited (インド)
• 日立オムロンターミナルソリューションズ株式会社（日本）
• エリート マイクロシステムズ株式会社 (インド)
• NCRコーポレーション（米国）
• フェニックスキオスク株式会社（インド）
• ディーボルド・ニクスドルフ社（米国）
• シスコシステムズ（米国）
• インスパー（中国）
• グローリー株式会社（日本）
• ヒョーソンアメリカ（米国）
• GRGバンキング（中国）
• コララ アソシエイツ (英国)
• 深セン宜華電算機有限公司（中国）
• スラブ社（米国）
• KIOSK 情報システム (米国)
• Aldan Technology Sdn Bhd (マレーシア)

SKU-58775