世界のモバイルマネー市場 - 2030 年までの業界動向と予測

モバイルマネー市場の分析と規模

キャッシュレス経済を推進するための政府の取り組みの増加は、市場の成長を加速させる重要な要素です。組織によるデジタル決済ベースのビジネスモデルの使用の増加、モバイルマネー取引の効率性の向上は、全体的な支出の増加につながる可能性があり、企業がこの技術の開発に取り組むよう促すことができます。その結果、モバイルマネー決済の需要が増加し、モバイルPOSの採用が増えることが、モバイルマネー市場を押し上げる主な要因です。さらに、モバイルマネーを使用して柔軟性を高め、より多くのビジネスを引き付け、NFC対応の携帯電話の数を増やし、市場での研究開発活動を増やすことで、予測期間中にモバイルマネー市場に新たな機会がさらに生まれます。

データブリッジ市場調査は、2022年に7,736万米ドルであった世界のモバイルマネー市場は、2030年までに17億5,348万米ドルに達し、2023年から2030年の予測期間中に34.4％のCAGRを達成すると予測しています。 2022年には、セクター内の急速なデジタル変革により、BFSIが業界の垂直セグメントを支配すると予想されています。市場価値、成長率、市場セグメント、地理的範囲、市場プレーヤー、市場シナリオなどの市場洞察に加えて、データブリッジ市場調査チームがまとめた市場レポートには、詳細な専門家分析、輸入/輸出分析、価格分析、生産消費分析、ペストル分析が含まれています。

レポートの範囲と市場セグメンテーション

Market Definition

Mobile money is defined as the payment of money without using hard cash through your mobile devices. Bill payments, airtime payments and remittances are the leading contributors to mobile financial services. These systems help serve a dual purpose of providing an engine for financial inclusion as well as an opportunity for service providers.

Global Mobile Money Market Dynamics

Driver

• Increasing Government Initiatives to Promote a Cashless Economy

The mobile money market is expanding rapidly as more governments encourage the use of digital payments instead of cash. This reduces the risks of fraud, theft and corruption and improves financial inclusion and efficiency. Mobile money enables people to access, transfer and store money using their mobile phones without the need for a bank account or physical currency.

Opportunities

• Technological Advancements in the Market

The mobile money market has witnessed significant technological advancements in recent years, such as biometric authentication, blockchain integration, and artificial intelligence. These innovations have enhanced the security, efficiency, and convenience of mobile money transactions, as well as expanded the range of services offered by mobile money providers. The technological advancements in the mobile money market have also enabled greater financial inclusion and social impact, especially in developing regions where access to traditional banking is limited or costly.

Restraints/Challenges

• Increasing Concerns Over Data Security

The global mobile money market has grown rapidly in recent years, offering convenient and affordable financial services to millions of people. However, this also poses increasing challenges for data security, as mobile money transactions involve sensitive personal and financial information. Data breaches, identity theft, fraud and cyberattacks are some of the risks that threaten the trust and confidence of mobile money users and providers. Therefore, it is essential to adopt robust data protection measures and standards, as well as to raise awareness and education among users to ensure the safety and reliability of mobile money services.

This global mobile money market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the global mobile money market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Recent Developments

• In March 2022, the Reserve Bank of India (RBI) launched a new unique payments interface (UPI) for feature phones, which will allow India’s 40 crore feature phone users to access the payment service. Terming the UPI platform ‘123PAY’, RBI also launched a helpline for digital payments, ‘DigiSaathi’ for ‘excluded people’ from the lower rung of society, especially in rural areas
• In November 2019, Google, a digital payments provider, launched Google Pay for business apps, targeting small and medium-sized businesses, helping them transfer each rupee earned by the merchant directly into their Unified Payment Interface (UPI)-linked bank account

Global Mobile Money Market Scope

The global mobile money market is segmented on the basis of type of payments, transaction mode, payment nature, application and industry vertical. The growth among segments helps you analyse niche pockets of growth and strategies to approach the market and determine your core application areas and the difference in your target markets.

Type of Payments

• Remote Payments
• Proximity Payments

Transaction Mode

• NFC/Smart Card
• Direct Mobile Billing
• Mobile Web/WAP Payments
• SMS
• STK/USSD
• Mobile Apps
• IVRS
• QR Codes
• Others

Payment Nature

• Person to Person (P2P)
• Person to Business (P2B)
• Business to Person (B2P)
• Business to Business (B2B)

Application

• Money Transfers
• Bill Payments
• Airtime Transfer and Top-Ups
• Travel and Ticketing
• Merchandise and Coupons

Industry Vertical

• BFSI
• Telecom and IT
• Media and Entertainment
• Healthcare
• Retail
• Travel and Hospitality
• Transportation and Logistics
• Energy and Utilities
• Others

Global Mobile Money Market Regional Analysis/Insights

The global mobile money market is analysed, and market size and volume information is provided by country, type of payments, transaction mode, payment nature, application and industry vertical as referenced above.

The countries covered in the global mobile money market report are U.S., Canada, Mexico, Brazil, Argentina, Rest of South America, Germany, Italy, U.K., France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Rest of Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific, Saudi Arabia, U.A.E, South Africa, Egypt, Israel, Rest of Middle East and Africa.

Asia-Pacific is expected to dominate the global mobile money market due to rising ownership of smartphones, increasing adoption of e-commerce and rising recent government regulations in this region. North America is the expected region in terms of growth in the mobile money market due to rising recent technology developments and a high level of financial inclusion in this region.

The country section of the report also provides individual market-impacting factors and changes in regulation in the market domestically that impact the current and future trends of the market. Data points like downstream and upstream value chain analysis, technical trends, and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of Global brands and the challenges faced due to large or scarce competition from local and domestic brands, the impact of domestic tariffs, and trade routes are considered while providing forecast analysis of the country data.   

Competitive Landscape and Global Mobile Money Market Share Analysis

世界のモバイル マネー市場の競争状況では、競合他社ごとに詳細が提供されます。詳細には、会社概要、会社の財務状況、収益、市場の可能性、研究開発への投資、新しい市場への取り組み、地域的プレゼンス、会社の強みと弱み、製品の発売、製品の幅と広さ、アプリケーションの優位性が含まれます。上記のデータ ポイントは、世界のモバイル マネー市場に関連する会社の焦点にのみ関連しています。

世界のモバイルマネー市場で活動している主要企業は次のとおりです。

• ボーダフォングループ（英国）
• フォルトゥモ（エストニア）
• マスターカード（米国）
• コンビバ（インド）
• PayPal（米国）
• エアテル・インディア（インド）
• Fiserv, Inc. またはその関連会社（米国）
• インジェニコ（フランス）
• オレンジ（フランス）
• Infobip Ltd (クロアチア)
• センティリ・リミテッド（英国）
• アップル社（米国）
• VeriFone, Inc. (米国)
• Freecharge Payment Technologies Pvt Ltd (インド)
• FIS（米国）
• Tata Teleservices Ltd.（インド）
• サムスン（韓国）
• アメリカン・エキスプレス社（米国）
• WePay Inc.（米国）

SKU-57111