Marché de l'assurance maladie au Royaume-Uni - Tendances et prévisions du secteur jusqu'en 2029

Analyse et taille du marché de l'assurance maladie au Royaume-Uni

Les polices d'assurance maladie comportent plusieurs types de caractéristiques et d'avantages. Elles offrent une couverture financière aux assurés contre certains traitements. Les polices d'assurance maladie offrent des avantages tels que l'hospitalisation sans espèces, la couverture des soins pré et post-hospitalisation, le remboursement et divers compléments. Le rapport sur le marché de l'assurance maladie au Royaume-Uni fournit des détails sur la part de marché, les nouveaux développements et l'analyse du pipeline de produits, l'impact des acteurs du marché national et localisé, analyse les opportunités en termes de poches de revenus émergentes, de changements dans la réglementation du marché, d'approbations de produits, de décisions stratégiques, de lancements de produits, d'expansions géographiques et d'innovations technologiques sur le marché.

Selon les analyses de Data Bridge Market Research, le marché britannique de l'assurance maladie devrait atteindre une valeur de 134 376,64 millions USD d'ici 2029, à un TCAC de 4,7 % au cours de la période de prévision. Le segment de produits représente le segment d'offre le plus important sur le marché britannique de l'assurance maladie. Le rapport sur le marché britannique de l'assurance maladie couvre également en profondeur l'analyse des prix, l'analyse des brevets et les avancées technologiques.

Market Definition

Health insurance is a type of insurance that provides coverage for all kinds of surgical expenses as well as medical treatment incurred from an illness or injury. It applies to a comprehensive or limited range of medical services providing the coverage of full or partial costs of specific services. It provides financial support to the policyholder as it covers all the medical expenses when the policyholder is hospitalized for treatment. It also covers pre as well as post-hospitalization expenses.

In the health insurance plan, several types of coverage are available, which is cashless or reimbursement claim. The cashless benefit is available when the policyholder takes treatment from the network hospitals of the insurance company. If the policyholder takes treatment from hospitals that are not in the list network, in that case, the policyholder meets all the medical expenses and then claims the reimbursement from the insurance company by submitting all the medical bills.

U.K. Health Insurance Market Dynamics

This section deals with understanding the market drivers, advantages, opportunities, restraints, and challenges. All of this is discussed in detail as below:

Drivers

• Increasing cost of medical services

A rise in the cost of medical services across the globe and in the U.K. is expected to act as a driver for the U.K. health insurance market. This allows many consumers to take life insurance to cover the medical cost in case of medical needs for consumer health or their family.

• Growing number of daycare procedures

Most health insurance companies are now covering the procedures of daycare in their insurance plans. For the claim of such types of surgery, there is no compulsion to spend 24 hours in the hospital, which is the minimum stay in the hospital to claim insurance. This has allowed the growing number of daycare procedures to boost the growth of the U.K. health insurance market.

Opportunity

• Advantages of health insurance policies

In health insurance plans, the policyholder gets reimbursement for their medical expenses, such as hospitalization, surgeries, and treatments arising from the injuries. A health insurance policy is a type of agreement between the policyholder and the insurance company, where the insurance company agrees to guarantee payment for the treatment costs in case of future medical issues, and the policyholder agrees to pay the amount of premium according to the insurance plan. Thus, the increasing advantages of health insurance policies are expected to act as an opportunity for market growth.

Restraint/Challenge

• High cost of insurance premiums

Health insurance covers all types of medical treatment costs. It provides financial support to the policyholder since it covers all the medical expenses when the policyholder is hospitalized for treatment. Health insurance also covers pre as well as post-hospitalization expenses. To purchase health insurance, the policyholder has to pay insurance premiums regularly to keep the health insurance policy active. The cost of insurance premiums is high in most cases based on the insurance plan, which may hamper the market's growth.

COVID-19 Impact on U.K. Health Insurance Market

COVID-19 significantly impacted various industries as almost every country has opted for the shutdown of every facility except the ones dealing in the essential goods segment. The government took some strict actions, such as the shutdown of facilities and the sale of non-essential goods, blocked international trade, and many more to prevent the spread of COVID-19. This boosted the U.K. health insurance market, as the consumers were availing of insurance to avoid huge capital payments at hospitals just in case of medical needs. Hence, COVID-19 impacted positively for the U.K. health insurance market.

Recent Developments

• In August 2020, International Medical Group, Inc. (IMG) enhanced its product offerings to support organizations with the necessary planning and research for safe international travel. The company's unique, new assistance services were designed to support clients as they make plans for 2020 and beyond. This development helped the company to sustain and thrive in a pandemic.
• In February 2019, Now Health International announced that they had launched their SimpleCare plans in the international market. The new plans of SimpleCare are designed to provide affordable international health insurance for the cost-conscious person. By launching a new product, the company enhanced its business in the international market, such as the U.K. market, and generated more revenue.

U.K. Health Insurance Market Scope

The U.K. health insurance market is segmented on the basis of type, services, level of coverage, service providers, health insurance plans, demographics, coverage type, end user, and distribution channel. The growth amongst these segments will help you analyze meager growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

U.K. Health Insurance Market, By Type

• Product
• Solutions

On the basis of type, the market is segmented into product and solutions.

U.K. Health Insurance Market, By Services

• Inpatient treatment
• Outpatient treatment
• Medical Assurance
• Others

On the basis of services, the market is segmented into inpatient treatment, outpatient treatment, medical assurance, and others.

U.K. Health Insurance Market, By Level of Coverage

• Bronze
• Silver
• Gold
• Platinum

On the basis of the level of coverage, the market is segmented into bronze, silver, gold, and platinum.

U.K. Health Insurance Market, By Service Providers

• Private health insurance providers
• Public health insurance providers

On the basis of service providers, the market is segmented into private health insurance providers and public health insurance providers.

U.K. Health Insurance Market, By Health Insurance Plans

• Point of service (POS)
• Exclusive provider organization (EPOS)
• Indemnity health insurance
• Health savings account (HSA)
• Qualified small employer health reimbursement arrangements (QSEHRAS)
• Preferred provider organization (PPO)
• Health maintenance organization (HMO)
• Others

On the basis of health insurance plans, the market is segmented into point of service (POS), exclusive provider organization (EPOS), indemnity health insurance, health savings account (HSA), qualified small employer health reimbursement arrangements (QSEHRAS), preferred provider organization (PPO), health maintenance organization (HMO), and others.

By Demographics

• Adults
• Minors
• Senior citizens

On the basis of demographics, the U.K. health insurance market is segmented into adults, minors, and senior citizens.

By Coverage Type

• Lifetime Coverage
• Term Coverage

On the basis of coverage type, the U.K. health insurance market is segmented into lifetime coverage and term coverage.

By End User

• Corporates
• Individuals
• Others

On the basis of end user, the U.K. health insurance market is segmented into corporates, individuals, and others.

By Distribution Channel

• Direct Sales
• Financial Institutions
• E-Commerce
• Hospitals
• Clinics
• Others

Sur la base du canal de distribution, le marché britannique de l’assurance maladie est segmenté en ventes directes, institutions financières, commerce électronique, hôpitaux, cliniques et autres.

Analyse/perspectives régionales du marché de l'assurance maladie au Royaume-Uni

Le marché de l’assurance maladie au Royaume-Uni sur la base du type, des services, du niveau de couverture, des prestataires de services, des régimes d’assurance maladie, des données démographiques, du type de couverture, de l’utilisateur final et du canal de distribution, comme indiqué ci-dessus.

En 2022, le marché britannique de l’assurance maladie devrait croître en raison de facteurs tels que les avantages des polices d’assurance maladie et l’augmentation des dépenses de santé.

La section par pays du rapport fournit également des facteurs individuels ayant un impact sur le marché et des changements dans la réglementation du marché qui ont un impact sur les tendances actuelles et futures du marché. Des points de données tels que l'analyse de la chaîne de valeur en aval et en amont, les tendances techniques et l'analyse des cinq forces de Porter, les études de cas sont quelques-uns des indicateurs utilisés pour prévoir le scénario de marché pour les différents pays. En outre, la présence et la disponibilité des marques britanniques et les défis auxquels elles sont confrontées en raison de la concurrence importante ou rare des marques locales et nationales, l'impact des tarifs nationaux et les routes commerciales sont pris en compte tout en fournissant une analyse prévisionnelle des données nationales.

Analyse du paysage concurrentiel et des parts de marché de l'assurance maladie au Royaume-Uni

Le paysage concurrentiel du marché des services de laboratoire d'analyse fournit des détails par concurrent. Les détails inclus sont la présentation de l'entreprise, les finances de l'entreprise, les revenus générés, le potentiel du marché, les investissements dans la recherche et le développement, les nouvelles initiatives du marché, la présence au Royaume-Uni, les sites et installations de production, les capacités de production, les forces et les faiblesses de l'entreprise, le lancement du produit, la largeur et l'étendue du produit et la domination des applications. Les points de données ci-dessus fournis ne concernent que l'orientation des entreprises liées au marché de l'assurance maladie au Royaume-Uni.

Certaines des principales sociétés fournissant des services d'assurance sur le marché de l'assurance maladie au Royaume-Uni sont Bupa, Cigna, AXA, Vitality (une filiale de Discovery Limited), Allianz Care (une filiale d'Allianz SE), Aviva, AIA Group Limited, Saga, Exeter Friendly Society Limited, Pru Life UK, Freedom Health Insurance, general and medical finance ltd, American International Group, Inc. entre autres.

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