Rapport d’analyse de la taille, de la part et des tendances du marché des solutions de gestion des actifs et des passifs de liquidité mondiale – Aperçu du secteur et prévisions jusqu’en 2031

Analyse du marché des solutions de gestion des actifs et des passifs de liquidité

Le marché des solutions de gestion des actifs et des passifs (ALM) connaît une croissance robuste, stimulée par des pressions réglementaires croissantes et le besoin d'une stabilité financière renforcée au sein des institutions. Les organisations financières, notamment les banques et les compagnies d'assurance, adoptent de plus en plus de solutions ALM pour gérer efficacement leurs actifs, leurs passifs et leurs liquidités. Cette tendance est alimentée par la complexité croissante des environnements financiers et la nécessité de se conformer à des exigences réglementaires strictes qui imposent des pratiques robustes de gestion des liquidités et des risques. La gestion des actifs et la gestion des passifs sont au cœur de la croissance du marché. Les institutions exploitent les solutions ALM pour équilibrer leurs portefeuilles d'actifs et gérer efficacement leurs passifs, dans le but d'optimiser les rendements et de minimiser les risques. L'accent croissant mis sur la gestion du risque de taux d'intérêt et l'amélioration de l'adéquation des fonds propres favorise l'adoption de systèmes ALM complets qui offrent des capacités d'analyse en temps réel et de planification stratégique.

Taille du marché des solutions de gestion des actifs et des passifs de liquidité

Français La taille du marché mondial des solutions de gestion des actifs et des passifs de liquidité était évaluée à 604,18 milliards USD en 2023 et devrait atteindre 835,17 milliards USD d'ici 2031, avec un TCAC de 4,13 % au cours de la période de prévision de 2024 à 2031. En plus des informations sur le marché telles que la valeur marchande, le taux de croissance, les segments de marché, la couverture géographique, les acteurs du marché et le scénario de marché, le rapport de marché organisé par l'équipe de recherche sur le marché de Data Bridge comprend une analyse approfondie des experts, une analyse des importations/exportations, une analyse des prix, une analyse de la consommation de production et une analyse du pilon.

Tendances du marché des solutions de gestion des actifs et des passifs de liquidité

« Innovation dans les techniques de gestion des risques »

Innovation in risk management techniques is a significant market trend driving the evolution of Asset Liability Management (ALM) solutions. As financial markets become increasingly complex and interconnected, traditional risk management approaches may fall short in addressing new and emerging financial risks. Consequently, there is a growing emphasis on developing advanced risk management tools and techniques within ALM solutions. These innovations include the integration of sophisticated algorithms, artificial intelligence (AI), and machine learning (ML) to enhance the accuracy and effectiveness of risk assessments and predictions. By incorporating cutting-edge analytics and predictive modeling, ALM solutions can provide more comprehensive and actionable insights into potential risks, enabling institutions to proactively manage their asset-liability positions. This trend not only improves the capability to handle various types of financial risks but also enhances the overall market appeal of ALM solutions by offering more robust and adaptable risk management strategies. As financial institutions seek to navigate a rapidly changing landscape, the continual advancement of risk management techniques will play a crucial role in ensuring their stability and success.

Report Scope and Liquidity Asset Liability Management Solutions Market Segmentation

Liquidity Asset Liability Management Solutions Market Definition

Liquidity asset liability management (ALM) solutions refer to a set of strategies and tools used by financial institutions to manage their assets, liabilities, and liquidity to ensure financial stability and operational efficiency. These solutions are designed to balance the institution’s liquidity needs with its financial obligations and risk management goals.            

Liquidity Asset Liability Management Solutions Market Dynamics

Drivers  

• Increased Complexity of Financial Products 

With financial markets evolving, institutions are dealing with a broader array of intricate products, including complex derivatives, structured securities, and multi-faceted investment portfolios. These sophisticated instruments require more nuanced management and analysis to optimize performance and mitigate risk effectively. ALM solutions must now offer robust capabilities to handle diverse asset classes and liabilities, providing detailed insights and sophisticated modeling to ensure comprehensive risk management and financial stability. The growing complexity of financial instruments and investment products is driving the demand for advanced Asset Liability Management (ALM) solutions.        

• Need for Real-Time Analytics

The demand for real-time analytics in financial institutions is surging as organizations seek to make timely and informed decisions. In an environment where market conditions and financial variables can change rapidly, having access to up-to-the-minute data and insights is crucial. ALM solutions that provide real-time analytics enable institutions to monitor their liquidity, asset performance, and risk exposure with immediate feedback. This capability allows for swift adjustments to financial strategies and operations, enhancing decision-making processes and improving overall financial management. The growing emphasis on real-time reporting and analytics underscores the necessity for ALM solutions that deliver continuous, accurate, and actionable insights, helping institutions stay agile and responsive in a dynamic financial landscape. 

Opportunities

• Development of Cloud-Based Solutions    

Cloud-based platforms provide financial institutions with flexible, on-demand access to ALM tools and resources, enabling them to scale their capabilities according to their needs without the burden of extensive infrastructure investments. Cloud solutions facilitate remote access, which is particularly advantageous for institutions with geographically dispersed operations or those seeking to enhance collaboration and efficiency. By leveraging the cloud, institutions can benefit from reduced upfront costs, easier maintenance, and the ability to quickly adapt to changing requirements and technological advancements. The shift towards cloud-based ALM solutions represents a transformative opportunity to enhance financial management practices while optimizing operational efficiency.

• Integration with Fintech Innovations

Fintech innovations, such as blockchain, artificial intelligence (AI), and machine learning (ML), offer advanced capabilities that can enhance the functionality and effectiveness of ALM solutions. By partnering with fintech firms, ALM solution providers can incorporate cutting-edge technologies that improve risk management, predictive analytics, and overall financial decision-making. This integration can lead to more sophisticated and versatile ALM solutions that address emerging challenges and opportunities in the financial sector. Collaborating with fintech companies to integrate ALM solutions with new financial technologies and platforms presents a promising avenue for growth.  

Restraints/Challenges

• High Implementation Costs

The initial cost of implementing advanced ALM solutions can be a significant barrier, particularly for smaller financial institutions or those with constrained budgets. These solutions often involve substantial investments in software, hardware, and training, which can be daunting for institutions with limited financial resources. The high implementation costs are a major consideration, as they may deter smaller entities from adopting sophisticated ALM systems despite their potential benefits. This financial burden can impact the decision-making process, leading some institutions to delay or forego the adoption of advanced ALM technologies.    

• Complexity of Integration

Integrating ALM solutions with existing financial systems and processes poses a significant challenge, often involving complex and time-consuming procedures. The integration process can disrupt daily operations, as it requires aligning new technologies with established workflows, data structures, and legacy systems. This complexity can lead to operational inefficiencies and increased risk during the transition period, potentially impacting an institution's ability to manage its assets and liabilities effectively.  

This market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Global Liquidity Asset Liability Management Solutions Market Scope

The market is segmented on the basis of component and institution type. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Component

• Hardware
• Solution
• Services

Institution Type

• Banks
• Broker Dealers
• Specialty Finance
• Wealth Advisors

Global Liquidity Asset Liability Management Solutions Market Regional Analysis

The market is analyzed and market size insights and trends are provided by country, component, and institution type as referenced above.

The countries covered in the market are U.S., Canada, Mexico, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, rest of Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, rest of Asia-Pacific, Saudi Arabia, U.A.E., South Africa, Egypt, Israel, rest of Middle East and Africa, Brazil, Argentina, and rest of South America.

North America is expected to dominate the market due to the region's extensive adoption and integration of these technologies by banking and financial institutions. Over the forecast period from 2022 to 2029, the region's dominance is driven by several key factors. The North American financial sector is characterized by its high level of sophistication and technological advancement, with institutions continuously seeking innovative solutions to enhance their liquidity management, risk assessment, and financial stability.

Asia-Pacific is expected to be the fastest growing due to the increasing disposable income of individuals across the region. This economic upturn is particularly notable in developing economies such as India, China, and South Korea. These countries have experienced significant financial expansion due to substantial foreign investments, which have, in turn, elevated the role and prominence of banking and financial institutions.

La section pays du rapport fournit également des facteurs d'impact sur les marchés individuels et des changements de réglementation sur le marché national qui ont un impact sur les tendances actuelles et futures du marché. Des points de données tels que l'analyse de la chaîne de valeur en aval et en amont, les tendances techniques et l'analyse des cinq forces de Porter, les études de cas sont quelques-uns des indicateurs utilisés pour prévoir le scénario de marché pour les différents pays. En outre, la présence et la disponibilité des marques mondiales et les défis auxquels elles sont confrontées en raison de la concurrence importante ou rare des marques locales et nationales, l'impact des tarifs nationaux et les routes commerciales sont pris en compte tout en fournissant une analyse prévisionnelle des données nationales.

Part de marché des solutions mondiales de gestion des actifs et des passifs en matière de liquidité

Le paysage concurrentiel du marché fournit des détails par concurrents. Les détails inclus sont la présentation de l'entreprise, les finances de l'entreprise, les revenus générés, le potentiel du marché, les investissements dans la recherche et le développement, les nouvelles initiatives du marché, la présence mondiale, les sites et installations de production, les capacités de production, les forces et les faiblesses de l'entreprise, le lancement du produit, la largeur et l'étendue du produit, la domination des applications. Les points de données ci-dessus fournis ne concernent que l'orientation des entreprises par rapport au marché.

Les leaders du marché des solutions de gestion des actifs et des passifs de liquidité opérant sur le marché sont :

• Finastra (Royaume-Uni)
• Fiserv, Inc. (États-Unis)
• Infosys Limited (Inde)
• IBM (États-Unis)
• Oracle (États-Unis)
• SAP (Allemagne)
• Moody's Investors Service, Inc. (États-Unis)
• Wolters Kluwer NV (Pays-Bas)
• Experian Information Solutions, Inc. (Irlande)
• Empyrean Solutions, LLC. (États-Unis)
• GTreasury (États-Unis)
• Riskworx (Pty) Ltd. (Afrique du Sud)
• MORS (Finlande)
• ALMIS International (Royaume-Uni)
• Intellect Design Arena Ltd (Inde)

Dernières évolutions du marché des solutions de gestion des actifs et des passifs de liquidité

• En août 2022, Infosys Finacle, une division d'EdgeVerve Systems et filiale à 100 % d'Infosys, a collaboré avec Suryoday Small Finance Bank (SSFB) pour mettre en œuvre avec succès la plateforme Finacle Core Banking et la plateforme Finacle Treasury. Ce déploiement permettra à SSFB d'utiliser les solutions de Finacle pour ses moteurs de vente au détail, d'entreprise et de paiement dans un modèle sur site pris en charge par l'infrastructure d'IBM
• En juin 2022, SAS, leader de l'analyse de données et de la technologie de l'IA, a acquis Kamakura Corp., basée à Honolulu. Cette acquisition devrait renforcer la présence de SAS dans le secteur des services financiers et élargir son portefeuille de logiciels de gestion des risques financiers. SAS est réputée pour son expertise en matière d'analyse et de gestion des données

SKU-56171