Mercado de quioscos bancarios en América del Norte: tendencias de la industria y pronóstico hasta 2029

Análisis y tamaño del mercado de quioscos bancarios

Los quioscos bancarios se han vuelto muy populares porque fueron creados especialmente para las áreas rurales del país donde hay pocos bancos y los clientes no pueden viajar hasta el banco para utilizar sus servicios. Los principales bancos privados, públicos y cooperativos respaldan las operaciones de estos bancos, lo que se prevé que genere ingresos significativos durante el período de pronóstico.

El mercado de quioscos bancarios de América del Norte se valoró en USD 359,79 millones en 2021 y se espera que alcance los USD 2271,21 millones para 2029, registrando una CAGR del 25,90% durante el período de pronóstico de 2022 a 2029. Además de los conocimientos del mercado, como el valor de mercado, la tasa de crecimiento, los segmentos del mercado, la cobertura geográfica, los actores del mercado y el escenario del mercado, el informe de mercado curado por el equipo de investigación de mercado de Data Bridge incluye un análisis experto en profundidad, análisis de importación/exportación, análisis de precios, análisis de consumo de producción y análisis de pestle.

Alcance y segmentación del mercado de quioscos bancarios

Definición de mercado

Kiosk es la abreviatura de Kommunikasjon Integrert Offentlig Service Kontor. Un kiosco es un sistema bancario con pantalla de computadora que se opera de manera automática y que permite realizar diversas operaciones bancarias en efectivo y no monetarias, como imprimir estados de cuenta, transferencias de dinero, solicitar chequeras, responder preguntas, pagar facturas y otras.

Dinámica del mercado de quioscos bancarios

This section deals with understanding the market drivers, advantages, opportunities, restraints and challenges. All of this is discussed in detail as below:

Drivers

• Increasing Trends of Automated Teller Machines (ATMs)

One of the main factors propelling the growth of this business is the rising trend toward using ATMs in the banking and other industries. The demand for bank kiosks is rising due to the expanding use of contactless payment systems and the need to speed up processing times at various counters. Bank kiosks also offer operating efficiency by avoiding long lines. The demand for automated teller machines (ATMs) is developing quickly due to a growing population and greater public knowledge of banking services. The development of this market is being aided by significant investments made in this industry to offer safe ATM-based self-service kiosk solutions. By 2021, 4 million automated teller machines (ATMs) will be installed worldwide, with Asia-Pacific accounting for well over half of the total. This prediction comes from Retail Banking Research. More ATMs are installed worldwide, demand for the industry is increasing.

• Numerous Benefits of Bank Kiosks

The usage of this banking feature to assist and benefit the underprivileged or unbanked segment of society as well as people who are unable to keep the required minimum balance in their bank accounts. In addition, others cannot travel great distances or do not have access to financial facilities in their areas. Customers can do a number of banking tasks with the aid of a kiosk banking service, including account opening, cash withdrawal, remittances, and cash deposit, in addition to microlensing and insurance. Consequently, such advantages will largely foster the overall market's growth during the forecast period.

Furthermore, the factors such as increasing public awareness of banking services coupled with the considerable reduction in operational costs will accelerate the overall market expansion during the forecast period. Additionally, the growing awareness regarding the bank kiosk's advantages is anticipated to drive the growth rate of the bank kiosk market. The increasing customer satisfaction will further positively impact the market's growth rate during the forecast period.

Opportunities

• Contactless Payments and Investments

The introduction of NFC-based contactless payments is estimated to generate lucrative opportunities for the market, which will further expand the bank kiosk market's growth rate. Additionally, the surge in investments by companies in developing regions further offers numerous growth opportunities within the market.

Restraints/Challenges

• High Cost

 The bank kiosks are very expensive owing to the high installation costs and need for regular maintenance, which further derails the overall market's growth. The deployment and management of bank kiosks involve a number of expenditures, including those for the touchscreen, kiosk software, 24 hour technical support, installation, and so forth. The development of businesses in emerging economies is at risk due to the high expenses of building and maintaining ATMs and kiosks. This factor is expected to obstruct market growth over the forecast period.

• Concerns regarding Security

The bank kiosks are vulnerable to theft and security difficulties if maintained improperly or in violation of the rules. Kiosk payments require authorized identification evidence of the user because there is a chance that an outside party could misuse the data. An important cybercrime that has been noticed is the misuse of bank kiosks and cards. The clients are reluctant to use such internet services on public kiosks due to the risk of hacking. If a business does not have adequate defenses against malware assaults, they risk having their infrastructure damaged. Malware attacks are a growing concern to many organizations and pose as a significant challenge for the bank kiosk market over the forecast period.

This bank kiosk market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the bank kiosk market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

COVID-19 Impact on Bank Kiosk Market

The bank kiosk market was immensely impacted by the outbreak of COVID-19. By limiting accessibility to a large number of users, bank kiosks can aid in lowering the danger of the transmission of infections in numerous locations. Many businesses, including banks, are using self-serving to reduce face-to-face interactions by substituting a human-to-machine interface for most daily interactions. Self-service technologies can fight COVID'19 in a number of ways. Bank kiosks take the place of face-to-face interactions, contribute to user confidence, and are designed to stop the spread of COVID'19 and virus transmission. The doorways of several banks include self-service equipment with temperature detection technologies that help screen people based on their body temperatures and let those with normal temperatures check in. As a result, the demand for bank kiosks has increased as a result of the global epidemic.

Recent Developments

• In October 2020, The NCR Activate Enterprise NextGen software platform for next-generation ATMs was unveiled by the NCR Corporation. This technology integrates physical and digital elements for a uniform user experience, making offering new digital services through the ATM simpler and quicker. The hardware-independent software platform allows banks to introduce cutting-edge customer experiences like video teller cooperation and contactless technologies in an easy-to-implement ATM application.

North America Bank Kiosk Market Scope

The bank kiosk market is segmented on the basis of type, component, application and distribution. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Type

• Single Function Kiosk
• Multi-Function Kiosk
• Virtual/Video Teller Machine

 Component

• Software
• Hardware
• Services

 Application

• Self-Service Kiosk
• Information Kiosk
• Internet Kiosk
• Wayfinding Kiosk
• Advertisement Standing Display
• Totems and Digital Mupis
• Others

 Distribution

• Rural,
• Semi-Urban
• Urban
• Metropolitan

Bank Kiosk Market Regional Analysis/Insights

The bank kiosk market is analyzed and market size insights and trends are provided by country, type, component, application and distribution as referenced above.

The countries covered in the bank kiosk market report are U.S., Canada and Mexico in North America.

North America dominates the bank kiosk market because of the presence of a well-established infrastructure and low labor costs in the advancing countries within the region over the forecast period of 2022 to 2029. Moreover, the effective after-sale services offered by manufacturers within the economies is further estimated to accelerate the expansion over the forecast period.

U.S. dominates the North America bank kiosk market due to the increasing use of digital and automated banking services and hardware services among customers in the region. Moreover, the widespread adoption of hardware centralization and business process digitalization will also result in rapid market expansion over the forecast period.

The country section of the report also provides individual market impacting factors and changes in regulation in the market domestically that impacts the current and future trends of the market. Data points like down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.   

Competitive Landscape and Bank Kiosk Market Share Analysis

El panorama competitivo del mercado de quioscos bancarios proporciona detalles por competidor. Los detalles incluidos son una descripción general de la empresa, las finanzas de la empresa, los ingresos generados, el potencial de mercado, la inversión en investigación y desarrollo, las nuevas iniciativas de mercado, la presencia global, los sitios e instalaciones de producción, las capacidades de producción, las fortalezas y debilidades de la empresa, el lanzamiento de productos, la amplitud y variedad de productos, el dominio de las aplicaciones. Los puntos de datos anteriores proporcionados solo están relacionados con el enfoque de las empresas en relación con el mercado de quioscos bancarios.

Algunos de los principales actores que operan en el mercado de quioscos bancarios son

• Balneario Auriga (Italia)
• Explora Infotech Limited (India)
• Hitachi-Omron Terminal Solutions, Corp (Japón)
• Elite Microsystems Pvt. Ltd. (India)
• Corporación NCR (Estados Unidos)
• Quiosco Phoenix Inc. (India)
• Diebold Nixdorf, Incorporated (Estados Unidos)
• Cisco Systems (Estados Unidos)
• Inspur (China)
• GLORY LTD. (Japón)
• Hyosung América (Estados Unidos)
• Banco GRG (China)
• Korala Associates Ltd (Reino Unido)
• Shenzhen Yihua Computer Co., Ltd. (China)
• Slabb, Inc. (Estados Unidos)
• Sistemas de información KIOSK (EE. UU.)
• Aldan Technology Sdn Bhd (Malasia)

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