سوق منصات الإقراض الرقمي في أفريقيا - اتجاهات الصناعة والتوقعات حتى عام 2031

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سوق منصات الإقراض الرقمي في أفريقيا - اتجاهات الصناعة والتوقعات حتى عام 2031

  • ICT
  • Published Report
  • Jul 2024
  • Country Level
  • 350 الصفحات
  • عدد الجداول: 185
  • عدد الأرقام: 29

Africa Digital Lending Platform Market

حجم السوق بالمليار دولار أمريكي

CAGR :  % Diagram

Diagram فترة التنبؤ
2024 –2031
Diagram حجم السوق (السنة الأساسية)
USD 459,465.75 Thousand
Diagram حجم السوق (سنة التنبؤ)
USD 1,792,362.06 Thousand
Diagram CAGR
%
Diagram اللاعبين الرئيسيين في الأسواق
  • M-KOPA
  • Branch International
  • Tala
  • Palmcredit
  • Renmoney Microfinance Bank Limited

سوق منصات الإقراض الرقمي في أفريقيا، حسب المكون (الحلول والخدمات)، نموذج النشر (في الموقع والسحابة ، حجم مبلغ القرض (أقل من 7000 دولار أمريكي، من 7001 دولار أمريكي إلى 20000 دولار أمريكي، وأكثر من 20001 دولار أمريكي)، نوع الاشتراك (مجاني ومدفوع)، نوع القرض (قرض السيارات، قرض تمويل الشركات الصغيرة والمتوسطة، القرض الشخصي، قرض المنزل ، السلع الاستهلاكية المعمرة، وغيرها)، النوع (الأعمال التجارية والمستهلك)، العمودي (الخدمات المصرفية، والخدمات المالية ، وشركات التأمين، ومقرضي نظير إلى نظير (نظير إلى نظير)، واتحادات الائتمان، وجمعيات الادخار والقروض، والرهن العقاري) - اتجاهات الصناعة والتوقعات حتى عام 2031.

تحليل حجم سوق منصات الإقراض الرقمي

يشهد سوق منصة الإقراض الرقمي نموًا كبيرًا مدفوعًا بالنمو المتزايد في الرقمنة والانتشار العالي لخدمات الإنترنت وزيادة الهواتف الذكية للخدمات المالية. عمليات تطبيقات أسرع بدون ورق مقارنة بعملية القيادة التقليدية، ودمج مرفق القروض داخل التجارة الإلكترونية. ومع ذلك، فإن الافتقار إلى الوعي بالهبوط الرقمي، والأصول المتعثرة العالية هي قيود على نمو السوق. بالإضافة إلى ذلك، فإن التقدم التكنولوجي في التكنولوجيا المالية مثل التعلم الآلي والذكاء الاصطناعي، والنمو في تحليلات البيانات الضخمة، وزيادة متطلبات القروض من قبل الشركات الصغيرة والمتوسطة هي فرص لنمو السوق. إن الاهتمام المتزايد بالأمن السيبراني، والافتقار إلى الثقافة الرقمية في مناطق مختلفة هي تحديات للسوق.

سوق منصات الإقراض الرقمي في أفريقياسوق منصات الإقراض الرقمي في أفريقيا

تشير تحليلات Data Bridge Market Research إلى أن سوق منصة الإقراض الرقمي العالمية من المتوقع أن تصل قيمتها إلى 1،792،362.06 ألف دولار أمريكي بحلول عام 2031 من 459،465.75 ألف دولار أمريكي في عام 2023، بمعدل نمو سنوي مركب قدره 18.7٪ خلال الفترة المتوقعة من 2024 إلى 2031.

تقرير القياس

تفاصيل

فترة التنبؤ

2024 إلى 2031

سنة الأساس

2023

سنوات تاريخية

2022 (قابلة للتخصيص حتى 2016-2021)

وحدات كمية

الإيرادات بالألف دولار أمريكي

القطاعات المغطاة

المكون (الحلول والخدمات)، نموذج النشر (في الموقع والسحابة)، حجم مبلغ القرض (أقل من 7000 دولار أمريكي، ومن 7001 دولار أمريكي إلى 20000 دولار أمريكي، وأكثر من 20001 دولار أمريكي)، نوع الاشتراك (مجاني ومدفوع)، نوع القرض (قرض السيارات، قرض تمويل الشركات الصغيرة والمتوسطة، قرض شخصي، قرض منزل، سلع استهلاكية معمرة، وغيرها)، النوع (الأعمال التجارية والاستهلاكية)، القطاع الرأسي (الخدمات المصرفية، والخدمات المالية، وشركات التأمين، ومقرضي نظير إلى نظير (نظير إلى نظير)، واتحادات الائتمان، وجمعيات الادخار والقروض، والرهن العقاري)

الدول المغطاة

جنوب أفريقيا، نيجيريا، كينيا، مصر، أوغندا، تنزانيا، إثيوبيا، جمهورية الكونغو الديمقراطية، السودان، وبقية أفريقيا

الجهات الفاعلة في السوق المشمولة

M-KOPA، Branch International، Tala، Palmcredit، Renmoney Microfinance Bank Limited، JUMO، Pesapro Ltd.، Lendable، Backbase، FINT Technology Africa Ltd، Carbon، OPay Digital Services Limited.، FairMoney، Fawry Banking and Payment Technology Services.، iPesa، XCreditplus، Okash، Aella، وKashway وغيرها

تعريف السوق

يشير سوق منصة الإقراض الرقمي في أفريقيا إلى توفير الائتمان من خلال المنصات الرقمية للمستهلكين والشركات في جميع أنحاء القارة، والاستفادة من تكنولوجيا الهاتف المحمول، والاتصال بالإنترنت، والتحليلات المتقدمة. ويهدف إلى تعزيز الشمول المالي من خلال تقديم أنواع مختلفة من القروض، مثل القروض الشخصية، والقروض الصغيرة والمتوسطة، وقروض يوم الدفع، للسكان المحرومين وغير المتعاملين مع البنوك. ويشمل السوق لاعبين متنوعين مثل البنوك التقليدية، والتكنولوجيا المالية، والشركات الناشئة، ومشغلي شبكات الهاتف المحمول، الذين يعملون ضمن الأطر التنظيمية التي تحددها البنوك المركزية والسلطات المالية. وتشمل الميزات الرئيسية استخدام البيانات الضخمة والذكاء الاصطناعي والتعلم الآلي لتقييم مخاطر الائتمان وأتمتة عمليات القروض، ودعم النمو الاقتصادي والتنمية.

ديناميكيات سوق منصة الإقراض الرقمي في أفريقيا

يتناول هذا القسم فهم محركات السوق والمزايا والفرص والقيود والتحديات. وسيتم مناقشة كل هذا بالتفصيل أدناه:

السائقين

  • نمو متزايد في التحول الرقمي وانتشار كبير لخدمات الإنترنت

منذ عام 2009، كان هناك تحول للمؤسسات المالية نحو الرقمنة من خلال دمج التقنيات الرقمية والتحول إلى FinTech. وقد وفر التحول الرقمي الأتمتة والخدمات الأفضل والكفاءة للعمليات المالية. وكانت خدمات الإنترنت عاملاً رئيسيًا في تحول هذه المؤسسات المالية. ومع اعتياد الناس بشكل أكبر على خدمات الإنترنت لاستخدامهم الأساسي، استفادت الخدمات المالية من هذه العوامل. تعمل الشركات على تطوير منصات رقمية لخدماتها المالية مثل منصة الإقراض الرقمي، ولن تكون هذه المنصات فعالة بدون التبني المتزايد للإنترنت. إن زيادة انتشار خدمات الإنترنت من شأنه أن يعزز سوق منصة الإقراض الرقمي في أفريقيا.

  • زيادة في استخدام الهواتف الذكية في الخدمات المالية

لقد أحدثت الهواتف الذكية ثورة في سوق الخدمات المالية من خلال إدخال تقنيات مثل مدفوعات الاتصالات القريبة المدى (NFC)، ومدفوعات رمز الاستجابة السريعة (QR)، ومدفوعات الإنترنت، والفاتورة المباشرة ، والخدمات المصرفية عبر الهاتف المحمول. ومع تنفيذ الخدمات المصرفية عبر الإنترنت في الهواتف الذكية، وجدت الخدمات المالية الحاجة إلى تطوير منصات رقمية يمكن استخدامها من خلال الهواتف الذكية حيث يوجد استخدام كبير للهواتف الذكية بين سكان أفريقيا. وبالتالي فإن هذا التبني المتزايد للهواتف الذكية بين الناس يخلق نموًا هائلاً لسوق منصات الإقراض الرقمي في أفريقيا.

سوق منصات الإقراض الرقمي في أفريقيا

فرص

  • النمو في تحليلات البيانات الضخمة

The digitalization era has provided with the capability to store, process, analyse and interpret every piece of data being produced in various industries. FinTech is using the same capabilities to acquire larger sections of customer. The data can be generated through social platforms, e-commerce sites, directly through bank and other sources. Even the person searching for new house or vehicle can start getting messages for applying home loan or automobile loan through the integration of big data into omni-channel. The growth in big data and analytics is even aiding the lenders to process the loan easily and gain more market share. As the generation of big data will keep increasing the lending platform will become more optimized and even capture larger market share.

  • Technological Advancement in Financial Technologies such as Machine Learning and Artificial Intelligence

The integration of machine learning and artificial intelligence has brought upon revolutionary changes in FinTech industry. With implementation of machine learning in digital lending platform the loan processing time is reduced to few minutes. AI in integration with machine learning also aids in credit calculation which helps in choosing wisely on whom to provide loan with by analyzing their data. These advancing technologies when put into lending solutions are bringing out huge range of opportunities for Africa digital lending platform market.

Restraints/Challenges

  • High Non-Performing Assets

The digital lending platforms depend highly upon the customer data for determining the creditworthiness by using AI technology and big data analytics. The lending platform majorly lacks guarantee or even guarantor for providing loans. This can be extremely challenging at the time of repayment if the individual stops paying the EMI’s. The banks have been facing such problems and several high profile cases have been noted which turned out to be non-performing assets. This increasing growth of non-performing assets is a major restraint for digital lending platform market.

Recent Developments

  • In April 2024, Tala's partnership with Maya Bank, which has extended a loan capital of P2.75 billion, enhances its micro-loans program in the Philippines. This collaboration significantly boosts Tala's Digital Lending Platform by expanding its capacity to offer micro loans to Filipinos through advanced digital and mobile technologies. It not only broadens financial access but also fosters economic empowerment, solidifying Tala's position as a trusted financial partner in the Philippines. This initiative underscores Tala's commitment to serving the underbanked population and advancing financial inclusion
  • In May 2024, Tala has once again been honored for its impactful presence in fintech, securing places on Forbes' Fintech 50 list for eight consecutive years and CNBC's Disruptor 50 list for five consecutive years. This recognition underscores Tala's leadership in delivering personalized financial services globally, bolstering its reputation and reach. It highlights Tala's ongoing innovation in enhancing its digital lending platform, thereby improving accessibility and efficiency in financial services for underserved populations worldwide
  • In July 2024, Backbase was awarded with the Global Private Banker award for Outstanding Wealth Management Technology Implementation by a Vendor - Front Office. This accolade recognizes Backbase's digital wealth management platform, which enhances user experience and operational efficiency for private wealth managers. The platform includes features like seamless digital onboarding, centralized customer servicing, automated compliance, and personalized engagement channels, supporting improved client satisfaction and streamlined advisor workflows
  • In June 2024, JUMO partnered with Standard Bank to launch a new financing solution in Uganda, aimed at empowering entrepreneurs with limited access to funding. This asset-backed securitization (ABS) initiative leverages JUMO’s intelligent banking technology, supported by AI and machine learning, to provide lower lending rates via mobile phones. Standard Bank, as the senior facility provider, facilitates sustainable economic growth and financial inclusion across Sub-Saharan Africa, benefiting over 500,000 clients in Uganda and setting a precedent for future ESG investment opportunities in the region
  • In April 2022, Aella is innovating Africa's financial landscape with its Debt-as-a-Service model, aimed at expanding credit access and boosting financial inclusion. This strategic direction solidifies Aella's position in the digital lending platform sector, enhancing its ability to offer accessible credit solutions to underserved communities in Nigeria. Partnerships with entities such as Nomba and CrowdForce further strengthen Aella's credit infrastructure, empowering agents and millions of customers to secure vital financing, fostering economic growth and widespread financial empowerment across the continent

 Africa Digital Lending Platform Market Scope

Africa digital lending platform market is segmented into seven notable segments which are based on the component, deployment model, loan amount size, subscription type, loan type, type, and vertical.

Component

  • Solution
  • Services

On the basis of component, the Africa digital lending platform market is segmented into solutions, and services.

Deployment Model

  • On Premise
  • Cloud

On the basis of deployment model, the Africa digital lending platform market is segmented into on premises and cloud.

Loan Amount Size

  • USD 7,000
  • USD 7,001 to USD 20,000
  • More than USD 20,001

On the basis of loan amount size, the Africa digital lending platform market is segmented less than USD 7,000, USD 7,001 to USD 20,000, and More than USD 20,001.

Subscription Type

  • Free
  • Paid

On the basis of subscription type, the Africa digital lending platform market is segmented into free and paid.

Loan Type

  • Automotive Loan
  • SME Finance Loan
  • Personal Loan
  • Home Loan
  • Consumer Durable
  • Others

On the basis of loan type, the Africa digital lending platform market is segmented into automotive loan, SME finance loan, personal loan, home loan, consumer durable, and others.

Type

  • Business
  • Consumer

On the basis of type, the Africa digital lending platform market is segmented into business and consumer.

Vertical

  • Banking
  • Financial Services
  • Insurance Companies
  • P2P (Peer-To-Peer) Lenders
  • Credit Unions
  • Saving and Loan Associations
  •  Mortgage

On the basis of vertical, the Africa digital lending platform market is segmented into banking, financial services, insurance companies, P2P (Peer-to-Peer) lenders, credit unions, saving and loan associations, and mortgage.

سوق منصات الإقراض الرقمي في أفريقيا

Africa Digital Lending Platform Market Regional Analysis/Insights

The Africa digital lending platform market is analyzed and market size insights and trends are provided by component, deployment model, loan amount size, subscription type, loan type, type, and vertical as referenced above.

The countries covered in the Africa digital lending platform market report South Africa, Nigeria, Kenya, Egypt, Uganda, Tanzania, Ethiopia, Democratic Republic of Congo, Sudan, and rest of Africa.

The digital lending platform is dominating in the South Africa country due to its advanced financial infrastructure, high mobile penetration, and well-developed regulatory environment. The country's robust banking sector and tech-savvy population create a fertile ground for digital lending platforms to thrive. South Africa's fintech ecosystem benefits from significant investment and innovation, which supports a wide range of financial services, including micro-loans and credit solutions. In addition, favorable regulations and a supportive government framework for fintech startups have established South Africa as a hub for digital lending innovations, attracting both local and international players to the market.

The country section of the report also provides individual market impacting factors and changes in market regulation that impact the current and future trends of the market. Data points like down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.  

تحليل المشهد التنافسي وحصة سوق منصات الإقراض الرقمي في أفريقيا

يقدم المشهد التنافسي لسوق منصات الإقراض الرقمي في أفريقيا تفاصيل عن المنافسين. تتضمن التفاصيل نظرة عامة على الشركة، والبيانات المالية للشركة، والإيرادات المتولدة، وإمكانات السوق، والاستثمار في البحث والتطوير، ومبادرات السوق الجديدة، ومواقع الإنتاج والمرافق، والقدرات الإنتاجية، ونقاط القوة والضعف في الشركة، وإطلاق المنتج، وعرض المنتج ونطاقه، وهيمنة التطبيق. ترتبط نقاط البيانات المذكورة أعلاه فقط بتركيز الشركات فيما يتعلق بسوق منصات الإقراض الرقمي في أفريقيا.

بعض اللاعبين الرئيسيين العاملين في سوق منصة الإقراض الرقمي في أفريقيا هم M-KOPA، Branch International، Tala، Palmcredit، Renmoney Microfinance Bank Limited، JUMO، Pesapro Ltd.، Lendable، Backbase، FINT Technology Africa Ltd، Carbon، OPay Digital Services Limited.، FairMoney، Fawry Banking and Payment Technology Services.، iPesa، XCreditplus، Okash، Aella، و Kashway وغيرها.


SKU-

احصل على إمكانية الوصول عبر الإنترنت إلى التقرير الخاص بأول سحابة استخبارات سوقية في العالم

  • لوحة معلومات تحليل البيانات التفاعلية
  • لوحة معلومات تحليل الشركة للفرص ذات إمكانات النمو العالية
  • إمكانية وصول محلل الأبحاث للتخصيص والاستعلامات
  • تحليل المنافسين باستخدام لوحة معلومات تفاعلية
  • آخر الأخبار والتحديثات وتحليل الاتجاهات
  • استغل قوة تحليل المعايير لتتبع المنافسين بشكل شامل
طلب التجريبي

Table of Content

1 INTRODUCTION

1.1 OBJECTIVES OF THE STUDY

1.2 MARKET DEFINITION

1.3 OVERVIEW OF AFRICA DIGITAL LENDING PLATFORM MARKET

1.4 LIMITATIONS

1.5 MARKETS COVERED

2 MARKET SEGMENTATION

2.1 MARKETS COVERED

2.2 GEOGRAPHICAL SCOPE

2.3 YEARS CONSIDERED FOR THE STUDY

2.4 CURRENCY AND PRICING

2.5 DBMR TRIPOD DATA VALIDATION MODEL

2.6 MULTIVARIATE MODELLING

2.7 COMPONENT TIMELINE CURVE

2.8 PRIMARY INTERVIEWS WITH KEY OPINION LEADERS

2.9 DBMR MARKET POSITION GRID

2.1 VENDOR SHARE ANALYSIS

2.11 SECONDARY SOURCES

2.12 ASSUMPTIONS

3 EXECUTIVE SUMMARY

4 PREMIUM INSIGHTS

4.1 PORTER’S ANALYSIS

4.2 REGULATORY STANDARDS

4.3 CASE STUDY

4.4 COMPANY COMPARITIVE ANALYSIS

4.5 VALUE CHAIN ANALYSIS

4.6 TECHNOLOGICAL TENDS

4.7 PRICING ANALYSIS

5 MARKET OVERVIEW

5.1 DRIVERS

5.1.1 INCREASING GROWTH IN DIGITALIZATION AND HIGH PENETRATION OF INTERNET SERVICES

5.1.2 INCREASE IN SMARTPHONES FOR FINANCIAL SERVICES

5.1.3 FASTER PAPERLESS APPLICATION PROCESSES AS COMPARED TO TRADITIONAL LENDING PROCESS

5.1.4 INTEGRATION OF LOAN FACILITIES WITHIN E-COMMERCE

5.2 RESTRAINT

5.2.1 HIGH NON-PERFORMING ASSETS

5.3 OPPORTUNITIES

5.3.1 TECHNOLOGICAL ADVANCEMENT IN FINANCIAL TECHNOLOGIES SUCH AS MACHINE LEARNING AND ARTIFICIAL INTELLIGENCE

5.3.2 GROWTH IN BIG DATA ANALYTICS

5.3.3 INCREASING LOAN REQUIREMENTS BY SMALL AND MEDIUM ENTERPRISES

5.4 CHALLENGES

5.4.1 INCREASING CONCERN FOR CYBER SECURITY

5.4.2 LACK OF DIGITAL LITERACY

5.4.3 LACK OF AWARENESS FOR DIGITAL LENDING

6 AFRICA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT

6.1 OVERVIEW

6.2 SOLUTIONS

6.2.1 LOAN ORIGINATION SYSTEM (LOS)

6.2.2 LOAN MANAGEMENT SYSTEM

6.2.3 LOAN SERVICING

6.2.4 POINT OF SALE (POS) SYSTEMS

6.2.5 BUSINESS PROCESS MANAGEMENT

6.2.6 DECISION AUTOMATION

6.2.7 PORTFOLIO MANAGEMENT

6.2.8 KYC

6.2.9 RISK & COMPLIANCE MANAGEMENT SYSTEM

6.2.10 API GATEWAY

6.2.11 COLLECTION & RECOVERY SYSTEM

6.2.12 LENDING ANALYTICS

6.2.13 OTHERS

6.3 SERVICES

6.3.1 DESIGN & IMPLEMENTATION

6.3.2 SUPPORT & MAINTENANCE

6.3.3 TRAINING & EDUCATION

6.3.4 CONSULTING

6.3.5 RISK ASSESSMENT

7 AFRICA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL

7.1 OVERVIEW

7.2 ON PREMISES

7.3 CLOUD

8 AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE

8.1 OVERVIEW

8.2 LESS THAN USD 7,000

8.3 USD 7,001 TO USD 20,000

8.4 MORE THAN USD 20,001

9 AFRICA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE

9.1 OVERVIEW

9.2 FREE

9.3 PAID

10 AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE

10.1 OVERVIEW

10.2 AUTOMOTIVE LOAN

10.2.1 BY LOAN TYPE

10.2.1.1 AUTO LOAN

10.2.1.2 TWO WHEELER LOAN

10.3 SME FINANCE LOAN

10.4 PERSONAL LOAN

10.5 HOME LOAN

10.6 CONSUMER DURABLE

10.7 OTHERS

11 AFRICA DIGITAL LENDING PLATFORM MARKET, BY TYPE

11.1 OVERVIEW

11.2 BUSINESS

11.2.1 BY TYPE

11.2.1.1 SMALL & MEDIUM SIZE ENTERPRISE

11.2.1.2 LARGE ENTERPRISE

11.3 CONSUMER

12 AFRICA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL

12.1 OVERVIEW

12.2 BANKING

12.2.1 BY COMPONENT

12.2.1.1 SOLUTIONS

12.2.1.2 SERVICES

12.3 FINANCIAL SERVICES

12.3.1 BY COMPONENT

12.3.1.1 SOLUTIONS

12.3.1.2 SERVICES

12.4 INSURANCE COMPANIES

12.4.1 BY COMPONENT

12.4.1.1 SOLUTIONS

12.4.1.2 SERVICES

12.5 P2P (PEER-TO-PEER) LENDERS

12.5.1 BY COMPONENT

12.5.1.1 SOLUTIONS

12.5.1.2 SERVICES

12.6 CREDIT UNIONS

12.6.1 BY COMPONENT

12.6.1.1 SOLUTIONS

12.6.1.2 SERVICES

12.7 SAVING AND LOAN ASSOCIATIONS

12.7.1 BY COMPONENT

12.7.1.1 SOLUTIONS

12.7.1.2 SERVICES

12.8 MORTGAGE

12.8.1 BY COMPONENT

12.8.1.1 SOLUTIONS

12.8.1.2 SERVICES

13 AFRICA DIGITAL LENDING PLATFORM MARKET, BY COUNTRY

13.1 AFRICA

13.1.1 SOUTH AFRICA

13.1.2 NIGERIA

13.1.3 KENYA

13.1.4 EGYPT

13.1.5 UGANDA

13.1.6 TANZANIA

13.1.7 ETHIOPIA

13.1.8 DEMOCRATIC REPUBLIC OF CONGO

13.1.9 SUDAN

13.1.10 REST OF AFRICA

14 AFRICA DIGITAL LENDING PLATFORM MARKET, COMPANY LANDSCAPE

14.1 COMPANY SHARE ANALYSIS: AFRICA

15 SWOT ANALYSIS

16 COMPANY PROFILE

16.1 M-KOPA

16.1.1 COMPANY SNAPSHOT

16.1.2 SOLUTION PORTFOLIO

16.1.3 RECENT DEVELOPMENT

16.2 BRANCH INTERNATIONAL

16.2.1 COMPANY SNAPSHOT

16.2.2 SERVICE PORTFOLIO

16.2.3 RECENT DEVELOPMENTS

16.3 TALA

16.3.1 COMPANY SNAPSHOT

16.3.2 SERVICE PORTFOLIO

16.3.3 RECENT DEVELOPMENTS

16.4 PALMCREDIT

16.4.1 COMPANY SNAPSHOT

16.4.2 PRODUCT PORTFOLIO

16.4.3 RECENT DEVELOPMENT

16.5 RENMONEY MICROFINANCE BANK LIMITED

16.5.1 COMPANY SNAPSHOT

16.5.2 SOLUTION PORTFOLIO

16.5.3 RECENT DEVELOPMENT

16.6 JUMO

16.6.1 COMPANY SNAPSHOT

16.6.2 SOLUTION PORTFOLIO

16.6.3 RECENT DEVELOPMENT

16.7 AELLA

16.7.1 COMPANY SNAPSHOT

16.7.2 SOLUTION PORTFOLIO

16.7.3 RECENT DEVELOPMENTS

16.8 BACKBASE

16.8.1 COMPANY SNAPSHOT

16.8.2 SOLUTION PORTFOLIO

16.8.3 RECENT DEVELOPMENTS

16.9 CARBON

16.9.1 COMPANY SNAPSHOT

16.9.2 SOLUTION PORTFOLIO

16.9.3 RECENT DEVELOPMENTS

16.1 FAIRMONEY

16.10.1 COMPANY SNAPSHOT

16.10.2 SOLUTION PORTFOLIO

16.10.3 RECENT DEVELOPMENTS

16.11 FAWRY BANKING AND PAYMENT TECHNOLOGY SERVICES.

16.11.1 COMPANY SNAPSHOT

16.11.2 REVENUE ANALYSIS

16.11.3 SOLUTION PORTFOLIO

16.11.4 RECENT DEVELOPMENT

16.12 FINT TECHNOLOGY AFRICA LTD

16.12.1 COMPANY SNAPSHOT

16.12.2 SOLUTION PORTFOLIO

16.12.3 RECENT DEVELOPMENT

16.13 IPESA

16.13.1 COMPANY SNAPSHOT

16.13.2 SOLUTION PORTFOLIO

16.13.3 RECENT DEVELOPMENTS

16.14 KASHWAY

16.14.1 COMPANY SNAPSHOT

16.14.2 SOLUTION PORTFOLIO

16.14.3 RECENT DEVELOPMENTS

16.15 LENDABLE

16.15.1 COMPANY SNAPSHOT

16.15.2 SOLUTION PORTFOLIO

16.15.3 RECENT DEVELOPMENT

16.16 OKASH

16.16.1 COMPANY SNAPSHOT

16.16.2 SOLUTION PORTFOLIO

16.16.3 RECENT DEVELOPMENT

16.17 OPAY DIGITAL SERVICES LIMITED

16.17.1 COMPANY SNAPSHOT

16.17.2 SERVICE PORTFOLIO

16.17.3 RECENT DEVELOPMENTS

16.18 PESAPRO LTD.

16.18.1 COMPANY SNAPSHOT

16.18.2 SOLUTION PORTFOLIO

16.18.3 RECENT DEVELOPMENTS

16.19 XCREDITPLUS

16.19.1 COMPANY SNAPSHOT

16.19.2 SOLUTION PORTFOLIO

16.19.3 RECENT DEVELOPMENTS

17 QUESTIONNAIRE

18 RELATED REPORTS

List of Table

TABLE 1 REGULATORY STANDARDS

TABLE 2 TECHNOLOGICAL TRENDS IN DIGITAL LENDING

TABLE 3 COST TO CREATE A LENDING MOBILE APP

TABLE 4 AFRICA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 5 AFRICA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 6 AFRICA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 7 AFRICA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 8 AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 9 AFRICA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 10 AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 11 AFRICA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 12 AFRICA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 13 AFRICA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 14 AFRICA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 15 AFRICA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 16 AFRICA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 17 AFRICA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 18 AFRICA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 19 AFRICA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 20 AFRICA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 21 AFRICA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 22 AFRICA DIGITAL LENDING PLATFORM MARKET, BY COUNTRY, 2022-2031 (USD THOUSAND)

TABLE 23 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 24 SOUTH AFRICA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 25 SOUTH AFRICA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 26 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 27 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 28 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 29 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 30 SOUTH AFRICA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 31 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 32 SOUTH AFRICA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 33 SOUTH AFRICA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 34 SOUTH AFRICA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 35 SOUTH AFRICA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 36 SOUTH AFRICA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 37 SOUTH AFRICA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 38 SOUTH AFRICA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 39 SOUTH AFRICA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 40 SOUTH AFRICA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 41 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 42 NIGERIA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 43 NIGERIA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 44 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 45 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 46 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 47 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 48 NIGERIA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 49 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 50 NIGERIA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 51 NIGERIA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 52 NIGERIA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 53 NIGERIA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 54 NIGERIA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 55 NIGERIA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 56 NIGERIA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 57 NIGERIA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 58 NIGERIA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 59 KENYA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 60 KENYA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 61 KENYA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 62 KENYA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 63 KENYA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 64 KENYA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 65 KENYA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 66 KENYA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 67 KENYA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 68 KENYA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 69 KENYA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 70 KENYA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 71 KENYA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 72 KENYA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 73 KENYA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 74 KENYA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 75 KENYA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 76 KENYA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 77 EGYPT DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 78 EGYPT SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 79 EGYPT SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 80 EGYPT DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 81 EGYPT DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 82 EGYPT DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 83 EGYPT DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 84 EGYPT AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 85 EGYPT DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 86 EGYPT BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 87 EGYPT DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 88 EGYPT BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 89 EGYPT FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 90 EGYPT INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 91 EGYPT P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 92 EGYPT CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 93 EGYPT SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 94 EGYPT MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 95 UGANDA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 96 UGANDA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 97 UGANDA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 98 UGANDA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 99 UGANDA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 100 UGANDA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 101 UGANDA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 102 UGANDA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 103 UGANDA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 104 UGANDA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 105 UGANDA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 106 UGANDA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 107 UGANDA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 108 UGANDA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 109 UGANDA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 110 UGANDA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 111 UGANDA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 112 UGANDA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 113 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 114 TANZANIA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 115 TANZANIA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 116 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 117 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 118 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 119 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 120 TANZANIA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 121 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 122 TANZANIA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 123 TANZANIA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 124 TANZANIA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 125 TANZANIA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 126 TANZANIA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 127 TANZANIA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 128 TANZANIA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 129 TANZANIA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 130 TANZANIA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 131 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 132 ETHIOPIA SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 133 ETHIOPIA SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 134 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 135 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 136 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 137 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 138 ETHIOPIA AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 139 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 140 ETHIOPIA BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 141 ETHIOPIA DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 142 ETHIOPIA BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 143 ETHIOPIA FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 144 ETHIOPIA INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 145 ETHIOPIA P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 146 ETHIOPIA CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 147 ETHIOPIA SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 148 ETHIOPIA MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 149 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 150 DEMOCRATIC REPUBLIC OF CONGO SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 151 DEMOCRATIC REPUBLIC OF CONGO SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 152 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 153 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 154 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 155 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 156 DEMOCRATIC REPUBLIC OF CONGO AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 157 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 158 DEMOCRATIC REPUBLIC OF CONGO BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 159 DEMOCRATIC REPUBLIC OF CONGO DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 160 DEMOCRATIC REPUBLIC OF CONGO BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 161 DEMOCRATIC REPUBLIC OF CONGO FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 162 DEMOCRATIC REPUBLIC OF CONGO INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 163 DEMOCRATIC REPUBLIC OF CONGO P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 164 DEMOCRATIC REPUBLIC OF CONGO CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 165 DEMOCRATIC REPUBLIC OF CONGO SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 166 DEMOCRATIC REPUBLIC OF CONGO MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 167 SUDAN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 168 SUDAN SOLUTIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 169 SUDAN SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 170 SUDAN DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODEL, 2022-2031 (USD THOUSAND)

TABLE 171 SUDAN DIGITAL LENDING PLATFORM MARKET, BY LOAN AMOUNT SIZE, 2022-2031 (USD THOUSAND)

TABLE 172 SUDAN DIGITAL LENDING PLATFORM MARKET, BY SUBSCRIPTION TYPE, 2022-2031 (USD THOUSAND)

TABLE 173 SUDAN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 174 SUDAN AUTOMOTIVE LOAN IN DIGITAL LENDING PLATFORM MARKET, BY LOAN TYPE, 2022-2031 (USD THOUSAND)

TABLE 175 SUDAN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 176 SUDAN BUSINESS IN DIGITAL LENDING PLATFORM MARKET, BY TYPE, 2022-2031 (USD THOUSAND)

TABLE 177 SUDAN DIGITAL LENDING PLATFORM MARKET, BY VERTICAL, 2022-2031 (USD THOUSAND)

TABLE 178 SUDAN BANKING IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 179 SUDAN FINANCIAL SERVICES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 180 SUDAN INSURANCE COMPANIES IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 181 SUDAN P2P (PEER-TO-PEER) LENDERS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 182 SUDAN CREDIT UNIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 183 SUDAN SAVING AND LOAN ASSOCIATIONS IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 184 SUDAN MORTGAGE IN DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

TABLE 185 REST OF AFRICA DIGITAL LENDING PLATFORM MARKET, BY COMPONENT, 2022-2031 (USD THOUSAND)

List of Figure

FIGURE 1 AFRICA DIGITAL LENDING PLATFORM MARKET: SEGMENTATION

FIGURE 2 AFRICA DIGITAL LENDING PLATFORM MARKET: DATA TRIANGULATION

FIGURE 3 AFRICA DIGITAL LENDING PLATFORM MARKET: DROC ANALYSIS

FIGURE 4 AFRICA DIGITAL LENDING PLATFORM MARKET: REGIONAL MARKET ANALYSIS

FIGURE 5 AFRICA DIGITAL LENDING PLATFORM MARKET: COMPANY RESEARCH ANALYSIS

FIGURE 6 AFRICA DIGITAL LENDING PLATFORM MARKET: MULTIVARIATE MODELLING

FIGURE 7 AFRICA DIGITAL LENDING PLATFORM MARKET: COMPONENT TIMELINE CURVE

FIGURE 8 AFRICA DIGITAL LENDING PLATFORM MARKET: INTERVIEW DEMOGRAPHICS

FIGURE 9 AFRICA DIGITAL LENDING PLATFORM MARKET: DBMR MARKET POSITION GRID

FIGURE 10 AFRICA DIGITAL LENDING PLATFORM MARKET: VENDOR SHARE ANALYSIS

FIGURE 11 AFRICA DIGITAL LENDING PLATFORM MARKET: SEGMENTATION

FIGURE 12 AFRICA DIGITAL LENDING PLATFORM MARKET, STRATEGIC DECISION

FIGURE 13 AFRICA DIGITAL LENDING PLATFORM MARKET: COMPONENT

FIGURE 14 AFRICA DIGITAL LENDING PLATFORM MARKET: EXECUTIVE SUMMARY

FIGURE 15 INCREASING GROWTH IN DIGITALIZATION AND HIGH PENETRATION OF INTERNET SERVICES IS EXPECTED TO DRIVE AFRICA DIGITAL LENDING PLATFORM MARKET IN THE FORECAST PERIOD OF 2024 TO 2031

FIGURE 16 SOLUTION SEGMENT IS EXPECTED TO ACCOUNT FOR THE LARGEST SHARE OF AFRICA DIGITAL LENDING PLATFORM MARKET IN 2024 & 2031

FIGURE 17 PORTER’S FIVE FORCES ANALYSIS

FIGURE 18 BRAND COMPARISON

FIGURE 19 DRIVERS, RESTRAINT, OPPORTUNITIES AND CHALLENGES OF AFRICA DIGITAL LENDING PLATFORM MARKET

FIGURE 20 AFRICA MOBILE INTERNET USERS FROM 2022 TO 2030

FIGURE 21 AFRICA DIGITAL LENDING PLATFORM MARKET: BY COMPONENT, 2023

FIGURE 22 AFRICA DIGITAL LENDING PLATFORM MARKET: BY DEPLOYMENT MODEL, 2023

FIGURE 23 AFRICA DIGITAL LENDING PLATFORM MARKET: BY LOAN AMOUNT SIZE, 2023

FIGURE 24 AFRICA DIGITAL LENDING PLATFORM MARKET: BY SUBSCRIPTION TYPE, 2023

FIGURE 25 AFRICA DIGITAL LENDING PLATFORM MARKET: BY LOAN TYPE, 2023

FIGURE 26 AFRICA DIGITAL LENDING PLATFORM MARKET: BY TYPE, 2023

FIGURE 27 AFRICA DIGITAL LENDING PLATFORM MARKET: BY VERTICAL, 2023

FIGURE 28 AFRICA DIGITAL LENDING PLATFORM MARKET, BY COUNTRY, 2022-2031 (USD THOUSAND): SNAPSHOT, 2023

FIGURE 29 AFRICA DIGITAL LENDING PLATFORM MARKET: COMPANY SHARE 2023 (%)

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منهجية البحث

يتم جمع البيانات وتحليل سنة الأساس باستخدام وحدات جمع البيانات ذات أحجام العينات الكبيرة. تتضمن المرحلة الحصول على معلومات السوق أو البيانات ذات الصلة من خلال مصادر واستراتيجيات مختلفة. تتضمن فحص وتخطيط جميع البيانات المكتسبة من الماضي مسبقًا. كما تتضمن فحص التناقضات في المعلومات التي شوهدت عبر مصادر المعلومات المختلفة. يتم تحليل بيانات السوق وتقديرها باستخدام نماذج إحصائية ومتماسكة للسوق. كما أن تحليل حصة السوق وتحليل الاتجاهات الرئيسية هي عوامل النجاح الرئيسية في تقرير السوق. لمعرفة المزيد، يرجى طلب مكالمة محلل أو إرسال استفسارك.

منهجية البحث الرئيسية التي يستخدمها فريق بحث DBMR هي التثليث البيانات والتي تتضمن استخراج البيانات وتحليل تأثير متغيرات البيانات على السوق والتحقق الأولي (من قبل خبراء الصناعة). تتضمن نماذج البيانات شبكة تحديد موقف البائعين، وتحليل خط زمني للسوق، ونظرة عامة على السوق ودليل، وشبكة تحديد موقف الشركة، وتحليل براءات الاختراع، وتحليل التسعير، وتحليل حصة الشركة في السوق، ومعايير القياس، وتحليل حصة البائعين على المستوى العالمي مقابل الإقليمي. لمعرفة المزيد عن منهجية البحث، أرسل استفسارًا للتحدث إلى خبراء الصناعة لدينا.

التخصيص متاح

تعد Data Bridge Market Research رائدة في مجال البحوث التكوينية المتقدمة. ونحن نفخر بخدمة عملائنا الحاليين والجدد بالبيانات والتحليلات التي تتطابق مع هدفهم. ويمكن تخصيص التقرير ليشمل تحليل اتجاه الأسعار للعلامات التجارية المستهدفة وفهم السوق في بلدان إضافية (اطلب قائمة البلدان)، وبيانات نتائج التجارب السريرية، ومراجعة الأدبيات، وتحليل السوق المجدد وقاعدة المنتج. ويمكن تحليل تحليل السوق للمنافسين المستهدفين من التحليل القائم على التكنولوجيا إلى استراتيجيات محفظة السوق. ويمكننا إضافة عدد كبير من المنافسين الذين تحتاج إلى بيانات عنهم بالتنسيق وأسلوب البيانات الذي تبحث عنه. ويمكن لفريق المحللين لدينا أيضًا تزويدك بالبيانات في ملفات Excel الخام أو جداول البيانات المحورية (كتاب الحقائق) أو مساعدتك في إنشاء عروض تقديمية من مجموعات البيانات المتوفرة في التقرير.

Frequently Asked Questions

The market is segmented based on , By Component (Solutions and Services), Deployment Model (On Premises and Cloud), Loan Amount Size (Less than USD 7,000, USD 7,001 to USD 20,000, and More than USD 20,001), Subscription Type (Free and Paid), Loan Type (Automotive Loan, SME Finance Loan, Personal Loan, Home Loan, Consumer Durable, and Others), Type (Business and Consumer), Vertical (Banking, Financial Services, Insurance Companies, P2P (Peer-to-Peer) Lenders, Credit Unions, Saving and Loan Associations, and Mortgage) - Industry Trends and Forecast to 2031. .
The Africa Digital Lending Platform Market size was valued at USD 459465.75 USD Thousand in 2023.
The Africa Digital Lending Platform Market is projected to grow at a CAGR of 18.7% during the forecast period of 2024 to 2031.
The major players operating in the market include M-KOPA, Branch International, Tala, Palmcredit, Renmoney Microfinance Bank Limited, JUMO, Pesapro Ltd., Lendable, Backbase, FINT Technology Africa Ltd, Carbon, OPay Digital Services Limited., FairMoney, Fawry Banking and Payment Technology Services., iPesa, XCreditplus, Okash, Aella, and Kashway among others.
The market report covers data from the South Africa, Nigeria, Kenya, Egypt, Uganda, Tanzania, Ethiopia, Democratic Republic of Congo, Sudan, and rest of Africa.