Global Insurtech Market
市场规模（十亿美元）
CAGR :
% 
 Forecast Period |
2024 –2031 |
 Market Size (Base Year) |
USD 5.16 Billion |
 Market Size (Forecast Year) |
USD 19.53 Billion |
 CAGR |
% |
| Major Markets Players |
全球保险科技市场细分，按产品（AI、Hadoop 和区块链）、应用（产品和服务）、类型（汽车、商业、健康、家庭、专业和旅游）– 行业趋势和预测到 2031 年。
保险科技市场分析
随着技术驱动的解决方案改变传统保险业，保险科技市场正在经历快速增长。这个融合了“保险”和“技术”的行业，其驱动力是人们对数字创新日益增长的需求，以提高运营效率、客户体验和风险管理。推动市场扩张的关键因素包括人工智能 (AI)、机器学习、大数据分析和区块链技术的进步。区块链技术的整合也在保险科技领域取得了重大进展。区块链提供了一种安全透明的方法来管理保险交易，降低欺诈风险，并确保数据完整性。这项技术有助于提高合同管理、索赔处理和法规遵从效率，从而提高保险业务的信任度和可靠性。
保险科技市场规模
2023 年全球保险科技市场规模价值 51.6 亿美元，预计到 2031 年将达到 195.3 亿美元，2024 年至 2031 年预测期内的复合年增长率为 18.10%。除了市场价值、增长率、细分市场、地理覆盖范围、市场参与者和市场情景等市场洞察外，Data Bridge 市场研究团队策划的市场报告还包括深入的专家分析、进出口分析、定价分析、生产消费分析和 pestle 分析。
保险科技市场趋势
“增强风险管理能力”
增强风险管理能力是推动保险科技行业增长的一个突出的市场趋势。人工智能 (AI)、机器学习和大数据分析等先进技术正在彻底改变保险公司评估和管理风险的方式。这些技术通过分析来自各种来源的大量数据（包括历史索赔、实时监控和客户行为），可以更精确地评估风险因素。因此，保险公司可以开发更准确的定价模型，并提供更符合个人风险状况的保险选项。例如，人工智能驱动的算法可以识别模式并更准确地预测潜在风险，从而使保险公司能够根据特定需求定制保单并最大限度地降低损失风险。
Additionally, real-time data collection and analysis enhance proactive risk management by enabling insurers to monitor and respond to emerging risks more effectively. This trend towards enhanced risk management not only improves the accuracy of underwriting and pricing but also contributes to more personalized and efficient insurance solutions. As the industry continues to adopt and integrate these advanced technologies, the ability to manage risk will become increasingly sophisticated, driving further innovation and growth in the insurtech market.
Report Scope and Market Segmentation
|
Attributes |
Insurtech Key Market Insights |
|
Segmentation |
By Product: AI, Hadoop and Block Chain By Application: Products and Services By Type: Auto, Business, Health, Home, Speciality, and Travel |
|
Countries Covered |
U.S., Canada, Mexico, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, Rest of Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific, Saudi Arabia, U.A.E., South Africa, Egypt, Israel, Rest of Middle East and Africa, Brazil, Argentina, Rest of South America |
|
Key Market Players |
DXC Technology Company (U.S.), Trov, Inc. (U.S.), Wipro Limited (India), ZhongAn (China), TCS (India), Cognizant (U.S.), Infosys (India), Pegasystems (U.S.), Appian (U.S.), Mindtree (India), Prima Solutions (India), Fineos (Ireland), Bolt Solutions (U.S.), Majesco (U.S.), EIS Group (U.S.), Oscar Insurance (U.S.), Quantemplate (U.K.), and Shift Technology (India) |
|
Market Opportunities |
|
|
Value Added Data Infosets |
In addition to the market insights such as market value, growth rate, market segments, geographical coverage, market players, and market scenario, the market report curated by the Data Bridge Market Research team includes in-depth expert analysis, import/export analysis, pricing analysis, production consumption analysis, and pestle analysis. |
Insurtech Market Definition
Insurtech refers to the use of technology and innovative approaches to enhance and transform the insurance industry. This term combines "insurance" and "technology," highlighting the integration of digital solutions and advancements to improve various aspects of insurance services. Insurtech aims to enhance customer experience, reduce operational costs, improve risk assessment, and drive innovation within the insurance industry, making it more accessible, efficient, and responsive to modern needs.
Insurtech Market Dynamics
Drivers
- Growing Adoption of Digital Platforms
The growing adoption of digital platforms is a significant driver in the insurtech market, transforming how insurance services are delivered and managed. These platforms offer convenience, allowing customers to access their insurance information, manage their policies, and file claims from anywhere at any time. The shift towards digital solutions enhances customer experience by providing real-time updates and reducing the need for manual paperwork. This transition also streamlines internal processes for insurers, leading to increased operational efficiency and cost savings. The demand for digital platforms is driving the insurtech market as companies seek to leverage technology to meet evolving customer expectations and remain competitive in a digital-first world.
- Increased Use of Big Data Analytics
The increased use of big data analytics is reshaping the insurtech market by enabling insurers to develop more accurate and tailored insurance products. The ability to analyze large datasets provides valuable insights into customer behavior, risk patterns, and market trends. Insurers can leverage these insights to refine their underwriting processes, assess risk more effectively, and create personalized insurance offerings that better meet individual needs. Big data analytics also supports dynamic pricing models and fraud detection by identifying patterns and anomalies that might indicate fraudulent activity. This trend drives innovation in the insurtech sector, as companies develop new tools and technologies to harness the power of big data.
Opportunities
- Development of AI-Powered Solutions
The development of AI-powered solutions is driving significant advancements in the insurtech market by enabling more sophisticated underwriting, risk assessment, and customer service tools. AI technologies, such as machine learning and natural language processing, offer the capability to analyze large volumes of data and generate insights that were previously unattainable. These solutions enhance underwriting accuracy by identifying patterns and predicting risk with greater precision. AI-driven tools also improve customer service by providing personalized recommendations, automating routine tasks, and handling customer inquiries more efficiently. The continuous evolution of AI technologies presents opportunities for creating innovative insurance products and services that meet the changing needs of consumers.
- Increased Investment in Insurtech Start-ups
Venture capital and private equity firms are increasingly directing funds towards emerging insurtech companies that are developing cutting-edge technologies and new business models. This influx of investment supports the creation of innovative solutions that address various aspects of the insurance value chain, including underwriting, claims processing, and customer engagement. The financial backing enables start-ups to accelerate their development, scale their operations, and bring novel solutions to market more quickly. Increased investment in insurtech start-ups is fueling innovation and creating opportunities for growth in the market.
Restraints/Challenges
- Data Privacy Concerns
Data privacy concerns are a significant challenge in the insurtech market, as the handling of sensitive customer information raises issues related to security and regulatory compliance. Insurtech solutions often involve the collection and processing of personal data, including health records, financial information, and biometric data. Ensuring the protection of this data against unauthorized access and breaches is critical for maintaining consumer trust and adhering to data protection regulations, such as GDPR and CCPA. Insurers must implement robust security measures, including encryption, secure storage, and regular audits, to safeguard customer information.
- Integration with Legacy Systems
Integration with legacy systems presents a major challenge in the insurtech market, as the complexity and cost of incorporating new technologies with existing infrastructure can impede growth. Many insurance companies operate on outdated legacy systems that were not designed to support modern digital solutions. Integrating advanced insuretech technologies with these systems often involves significant technical challenges, including compatibility issues and the need for extensive customization. The costs associated with system upgrades, data migration, and staff training can be substantial, which may deter some insurers from pursuing digital transformation.
This market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.
Insurtech Market Scope
市场根据产品、应用和类型进行细分。这些细分市场之间的增长情况将帮助您分析行业中增长缓慢的细分市场，并为用户提供有价值的市场概览和市场洞察，帮助他们做出战略决策，确定核心市场应用。
产品
- 人工智能
- Hadoop
- 区块链
应用
- 产品
- 服务
类型
- 汽车
- 商业
- 健康
- 家
- 专业
- 旅行
保险科技市场区域分析
对市场进行了分析，并按上述国家、产品、应用和类型提供了市场规模见解和趋势。
市场覆盖的国家包括美国、加拿大、墨西哥、德国、法国、英国、荷兰、瑞士、比利时、俄罗斯、意大利、西班牙、土耳其、欧洲其他地区、中国、日本、印度、韩国、新加坡、马来西亚、澳大利亚、泰国、印度尼西亚、菲律宾、亚太其他地区、沙特阿拉伯、阿联酋、南非、埃及、以色列、中东和非洲其他地区、巴西、阿根廷以及南美洲其他地区。
由于创新保险技术的采用率不断提高，消费者对保险相关产品的支出不断增加，北美预计将占据市场主导地位。该地区的主导地位归功于其强大的保险基础设施和高水平的技术进步。
由于新兴经济体和主要金融中心的活跃，亚太地区预计将成为增长最快的地区。快速的城市化、不断增长的互联网普及率和不断增长的中产阶级人口推动了对先进保险技术的需求不断增长。中国、印度和东南亚等国家正在经历显著的经济增长，这为保险科技解决方案创造了一个蓬勃发展的市场。
报告的国家部分还提供了影响单个市场因素和国内市场监管变化，这些因素和变化会影响市场的当前和未来趋势。下游和上游价值链分析、技术趋势和波特五力分析、案例研究等数据点是用于预测单个国家市场情景的一些指标。此外，在提供国家数据的预测分析时，还考虑了全球品牌的存在和可用性以及它们因来自本地和国内品牌的激烈或稀缺竞争而面临的挑战、国内关税和贸易路线的影响。
保险科技市场份额
市场竞争格局提供了竞争对手的详细信息。详细信息包括公司概况、公司财务状况、产生的收入、市场潜力、研发投资、新市场计划、全球影响力、生产基地和设施、生产能力、公司优势和劣势、产品发布、产品宽度和广度、应用主导地位。以上提供的数据点仅与公司对市场的关注有关。
在市场上运营的保险科技市场领导者是：
- DXC 技术公司 (美国)
- Trov, Inc.（美国）
- Wipro 有限公司 (印度)
- 众安（中国）
- TCS（印度）
- Cognizant（美国）
- 印孚瑟斯公司（印度）
- Pegasystems (美国)
- 阿庇安（美国）
- Mindtree（印度）
- Prima Solutions（印度）
- Fineos（爱尔兰）
- Bolt Solutions（美国）
- Majesco（美国）
- EIS 集团 (美国)
- Oscar 保险 (美国)
- Quantemplate (英国)
- Shift Technology（印度）
保险科技市场的最新发展
- 2024 年 3 月，加拿大帝国商业银行 (CIBC) 和 Insuritas 联手推出嵌入 CIBC 平台的综合保险代理机构。Insuritas 很荣幸被 CIBC 选中部署其广受好评的全集成数字保险代理解决方案。Insuritas 开发的 BUNDLE 平台现已成为 CIBC 生态系统的一部分，为零售和商业客户提供完整的保险解决方案
- 2023 年 6 月，Clover Health Investments Corp. 是一家著名的医生赋能服务提供商，致力于提高 Medicare 获得优质医疗服务的机会，该公司宣布达成初步协议，以解决七起衍生诉讼。这些诉讼目前正在特拉华州、纽约州和田纳西州的法院审理中
SKU-
Get online access to the report on the World's First Market Intelligence Cloud
- Interactive Data Analysis Dashboard
- Company Analysis Dashboard for high growth potential opportunities
- Research Analyst Access for customization & queries
- Competitor Analysis with Interactive dashboard
- Latest News, Updates & Trend analysis
- Harness the Power of Benchmark Analysis for Comprehensive Competitor Tracking
研究方法
Data collection and base year analysis are done using data collection modules with large sample sizes. The stage includes obtaining market information or related data through various sources and strategies. It includes examining and planning all the data acquired from the past in advance. It likewise envelops the examination of information inconsistencies seen across different information sources. The market data is analysed and estimated using market statistical and coherent models. Also, market share analysis and key trend analysis are the major success factors in the market report. To know more, please request an analyst call or drop down your inquiry.
The key research methodology used by DBMR research team is data triangulation which involves data mining, analysis of the impact of data variables on the market and primary (industry expert) validation. Data models include Vendor Positioning Grid, Market Time Line Analysis, Market Overview and Guide, Company Positioning Grid, Patent Analysis, Pricing Analysis, Company Market Share Analysis, Standards of Measurement, Global versus Regional and Vendor Share Analysis. To know more about the research methodology, drop in an inquiry to speak to our industry experts.
可定制
Data Bridge Market Research is a leader in advanced formative research. We take pride in servicing our existing and new customers with data and analysis that match and suits their goal. The report can be customized to include price trend analysis of target brands understanding the market for additional countries (ask for the list of countries), clinical trial results data, literature review, refurbished market and product base analysis. Market analysis of target competitors can be analyzed from technology-based analysis to market portfolio strategies. We can add as many competitors that you require data about in the format and data style you are looking for. Our team of analysts can also provide you data in crude raw excel files pivot tables (Fact book) or can assist you in creating presentations from the data sets available in the report.
