世界の高速決済サービス（FPS）市場 – 業界動向と2029年までの予測

高速決済サービス (FPS) 市場分析と規模

高速決済サービスは毎年記録を更新しています。2020年、高速決済サービスでは29億件の決済が処理されました。この数字は2021年には34億件以上に増加しました。モバイルウォレット、デジタルウォレット、電子ウォレットはすべて、急速なデジタル化の時代に人気が高まっています。国々間の急速な統合と相互接続により、デジタル決済が大規模に普及しました。   

世界の高速決済サービス（FPS）市場は、2021年に5億4,350万米ドルと評価され、2022年から2029年の予測期間中に29.10％のCAGRを記録し、2029年までに41億9,382万米ドルに達すると予想されています。市場価値、成長率、市場セグメント、地理的範囲、市場プレーヤー、市場シナリオなどの市場洞察に加えて、データブリッジ市場調査チームがまとめた市場レポートには、詳細な専門家分析、輸入/輸出分析、価格分析、生産消費分析、ペストル分析が含まれています。

高速決済サービス（FPS）市場の範囲とセグメンテーション

Market Definition

A faster payment service (FPS) refers to a digital and contactless payment solution that allows payment made by one party to the other for purchasing goods and services. A digital payment results in debited the amount from the payer’s account and crediting the same amount to the payee’s account. A faster payment service eliminates the hassle of carrying hard cash, reducing money theft to minimal.

Global Faster Payment Service (FPS) Market Dynamics

This section deals with understanding the market drivers, advantages, opportunities, restraints and challenges. All of this is discussed in detail as below:

Drivers

• Emerging initiatives to adopt digital payments interface globally

The global efforts to adopt unified payments interface in combination with escalating rate of digitization especially in APAC region are bolstering the growth of the market. Further, growing awareness about these interfaces' safety and security will drive the market growth. Additionally, the increasing trend of digitalization further offers numerous growth opportunities within the market.

• Increased support by the government

Rising number of government initiatives and supportive policies by the central and state government in regards to promoting the growth of the market especially in APAC region will widen the scope of growth to a great extent. Digital payment is one of the primary growth imperatives for countries in this region. Therefore, increased focus by the government will create numerous opportunities. 

Furthermore, the factors such as rising urbanization, industrialization and growing number of smartphone users globally have further contributed to the overall market expansion during the forecast period. Additionally, growing number of payment interfaces on daily basis and rising personal disposable income are anticipated to drive the growth rate of the market.

Opportunities

• Rising trend of e-commerce shopping

Growing number of e-commerce channels, changing customers fashion tastes and preferences and rising westernization will positively influence the market growth rate. Increasing proliferation of major e-commerce channels especially Amazon is fueling up the growth rate. 

• Increasing internet adoption

Growing access to high speed internet and improving internet infrastructure in the developing economies will yet again propel the market growth rate. Penetration of 4G and 5G internet services and rising usages of payment gateway by various industries will widen the scope of growth and expansion globally.

• Increasing trend of digitalization

Additionally, the increasing trend of digitalization further offers numerous growth opportunities within the market. Rising number of data processing activities and complete digitization of operations along with progressive changes in the regulatory framework will also work in favor of the market.

Restraints/Challenges

• Hesitance and fear

Hesitance and fear among the people in underdeveloped territories globally in regards to the safety and security of such interfaces will impede the growth rate. Also, lack of awareness and education among the people in culmination with weak banking infrastructure in these regions will narrow down the scope of growth.

• Competition rise

Rising number of merchants on daily basis is posing a stiff competition in the market on the other side of the coin. Also, lack of interoperability between the schemes offered will yet again derail the market growth rate.

• Lack of technical expertise

Dearth of expert knowledge and technical expertise especially in the developed and developing economies and lack of global standards for cross-border payments will create hurdles for the market in regards to the smooth growth in the market value. Further, lack of skilled professionals in combination with low experience quotient will yet again hamper the market growth rate.  

This faster payment service (FPS) market report provides details of new recent developments, trade regulations, import-export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on the faster payment service (FPS) market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

COVID-19 Impact on Faster Payment Service (FPS) Market

The COVID-19 pandemic has positively affected the market owing to the large scale adoption of e-wallets and contactless payment solutions. Lockdown and movement restrictions fueled the trend of online shopping, which led to the market's growth. Though the manufacturing industry was hit badly, the market for digital payments saw a rise in bill payments, Peer to Peer (P2P) transfers, and Customer to Business (C2B) payments during the lockdown period.

Recent Developments

• Fiserv will introduce EnteractSM, a brand-new cloud-based customer relationship management (CRM) platform for financial institutions, in November 2021. A Microsoft Azure-based integration framework offered by Enteract allows for real-time process integration across core banking, enterprise content management, and digital channels. It also synchronises consumer data with back-end systems.
• Virgin Money and Global Payments Inc. signed a contract in September 2021 to use Global Payments' distinctive two-sided network to give Virgin Money consumers access to industry-leading digital payment experiences worldwide.
• RealNet is a new cloud-based software as a service (SaaS) platform that will enable account-to-account (A2A) transactions for companies, individuals, and governments across real-time payment networks. RealNet was introduced by FIS in April 2021.

Global Faster Payment Service (FPS) Market Scope

The faster payment service (FPS) market is segmented on the basis of mode of payment, component, deployment, enterprise size and end use industry. The growth amongst these segments will help you analyze meagre growth segments in the industries and provide the users with a valuable market overview and market insights to help them make strategic decisions for identifying core market applications.

Mode of payment

• Single Immediate Payments
• Forward-Dated Payments
• Direct Corporate Access Payments
• Domestic P2P Payments
• Cross-Border P2P Payments
• P2M Payments
• B2B Payments
• B2C/G2P Payments

Component

• Solutions
• Payment gateway
• Payment processing
• Payment security
• Fraud management
• Services
• Professional services
• Managed services

Deployment

• Cloud
• On-Premises

Enterprise Size

• Small and Medium-Sized Enterprises
• Large Enterprises

End Use Industry

• Retail and E-Commerce
• Banking, Financial Services, and Insurance (BFSI)
• IT and Telecom
• Travel and Tourism
• Healthcare
• Government
• Energy and Utilities
• Others

Faster Payment Service (FPS) Market Regional Analysis/Insights

The faster payment service (FPS) market is analyzed and market size insights and trends are provided by country, mode of payment, component, deployment, enterprise size and end use industry as referenced above.

The countries covered in the faster payment service (FPS) market report are U.S., Canada and Mexico in North America, Germany, France, U.K., Netherlands, Switzerland, Belgium, Russia, Italy, Spain, Turkey, Rest of Europe in Europe, China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific (APAC) in the Asia-Pacific (APAC), Saudi Arabia, U.A.E, Israel, Egypt, South Africa, Rest of Middle East and Africa (MEA) as a part of Middle East and Africa (MEA), Brazil, Argentina and Rest of South America as part of South America.

Asia-Pacific dominates the faster payment service (FPS) market due to the rising emergence of new market players in this region and growing personal disposable income. Access to high speed internet and rising penetration of smartphones are some other important factors determining the dominance of this region.

North America is expected to witness significant growth during the forecast period of 2022 to 2029 due to the rising deployment of smart parking meters. Moreover, escalating IT infrastructure in the region coupled with rising number of digital campaigns will yet again bolster the growth of the market in this region.

The country section of the report also provides individual market impacting factors and changes in regulation in the market domestically that impacts the current and future trends of the market. Data points like down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.   

Competitive Landscape and Faster Payment Service (FPS) Market Share Analysis

高速決済サービス (FPS) 市場の競争状況は、競合他社ごとに詳細を提供します。含まれる詳細には、会社概要、会社の財務状況、収益、市場の可能性、研究開発への投資、新しい市場への取り組み、世界的なプレゼンス、生産拠点と施設、生産能力、会社の強みと弱み、製品の発売、製品の幅と広さ、アプリケーションの優位性などがあります。提供されている上記のデータ ポイントは、高速決済サービス (FPS) 市場に関連する会社の焦点にのみ関連しています。

高速決済サービス（FPS）市場で活動している主要企業には、

• ACIワールドワイド（米国）
• FIS（米国）
• Fiserv, Inc.（米国）
• ワイヤーカード（米国）
• マスターカード（米国）
• テメノス本社SA（米国）
• グローバルペイメンツ社（米国）
• キャップジェミニ（フランス）
• Icon Solutions Ltd (英国)
• M & A ベンチャーズ LLC (米国)
• PAYRIX（オーストラリア）
• Nexi Payments SpA (イタリア)
• オボペイ（米国）
• リップル（米国）
• Pelican / ACE Software Solutions Inc. (英国)
• フィナストラ（英国）
• Nets A/S（デンマーク）
• ファイナンシャル ソフトウェア & システムズ株式会社 (インド)
• モントラン（インド）
• Visa Inc.（米国）

SKU-58682