Investing on healthcare, acquiring better treatments, and paying high fee come with many financial challenges. Recent study shed lights on this sensitive topic, that is, financial uncertainties regarding health care. . And with the responses collected by the people, this study was able to show the combination of financial uncertainties. The study also showed that financial challenges include income and saving levels. You can have a good job, good insurance plan and basically perform everything right and still run into trouble due to the U.S. healthcare system. An Interview with 17 adults from U.S. among which 14 students were women revealed that, students had medical debts between USD 7,000 to USD 2, 00,000. On the other hand, their wages ranged from less than USD 10,000 to more than USD 150,000. Health problems that mainly led to financial hardship included conditions such as cancer, cystic fibrosis, and stroke.
The researchers discovered a variety of strategies that study participants used to manage their uncertainty. One of such strategies was communication which acts as a vital coping strategy and proved out to be very effective in nature A Finding information and emotional support on your social network is inherently about communication. Finding financial aid or getting medical appointments is about communication. Promoting yourself or others in the health care context is on the fly all about communication Effective exchange of information is incredibly important.
The researchers found that health-related financial uncertainties had significant adverse effects on the physical and mental health of many study participants. For example, many respondents reported having symptoms of emerging depression and other mental health problems related to their health and financial challenges.
Other strategies for dealing with insecurity have included sacrifice, and they have provided clear examples of the effects insecurity can have on physical health. For example, study participants reported buying less food in order to afford medication; being unable to afford medications at all; taking less medication than a doctor prescribed in order to make it last longer; being unable to attend health appointments due to cost. "Qualitative studies, like this one, are important," Romo says. "There are lots of statistics about how many people are struggling with medical debt.
